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1198 Winsor Ave, North Bend, OR, 97459

5beds
3baths
3,586sqft
$817,990
$228price/sqft
$5,190/moest. monthly cost
$207,600/yrincome needed

About This Home

Simpson Heights doesn't come up often, and this one is worth the wait. 5 bedrooms, southern exposure, and bay views throughout the main level. The sunroom is the heart of it: bright and open, positioned between the primary suite and main living area, spilling out onto a deck with water views. The kitchen looks out over a landscaped, fenced yard all the way to Ferry Road Park, a block away. Granite counters, gas range, and radiant heat flooring in the kitchen, dining room, and primary bath. Large windows and custom honeycomb blinds pull natural light through the living room, sunroom, and kitchen. The living room anchors the space with built-ins and a Lopi propane fireplace. The primary suite is already plumbed for a kitchenette and washer/dryer, a rare setup for this market. Three additional bedrooms and a remodeled primary bath with radiant heat flooring complete the upper level. Downstairs has its own layout: a private suite, great room, family room, and a brand-new sauna with salt crystal panel and hybrid steam/dry/infrared settings. Both interior and exterior access make it a genuinely separate second living space. Oak hardwood and tile floors throughout, whole-home heat pump, ductless heating, and a wood-burning fireplace downstairs. Double carport with garage/shop and EV charger wiring, plus generous off-street parking. Updated plumbing and electrical. Close to the park, the bay, and restaurants.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
7/10
North Bend Middle SchoolGrades 6-81.5 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1949

Materials

  • Roof: Composition,Membrane
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Appliance Garage,Built In Oven,Cooktop,Free-Standing Range,Gas Appliances,Instant Hot Water,Stainless Steel Appliance(s),Free-Standing Refrigerator,Propane Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Separate Living Quarters Apartment Aux Living Unit

Bedroom2

  • Features: Closet
  • Level: Main

Bedroom3

  • Features: Closet
  • Level: Main

Bedroom4

  • Features: Closet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Granite,Closet,Sauna,Bathtub With Shower,Bookcases,Closet Organizer,Double Closet,Kitchen Island,Tile
  • Door features: French Doors
  • Window features: Vinyl Frames,Skylight(s)
  • Flooring: Hardwood,Heated Tile,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Propane,Wood Burning,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,586
  • Total interior livable area: 3,586 sqft

Kitchen

  • Features: Gas Appliances,Free Standing Refrigerator
  • Level: Main

Living Room

  • Features: Bookcases, Fireplace Insert
  • Level: Main

Master Bedroom

  • Features: Closet Organizer, French Doors,Bathtub With Shower, Closet, Double Closet, Ensuite
  • Level: Main

Property

Details

  • Parcel number: 6103700
  • Zoning: R-6

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Gas Hookup,Yard,Exterior Entry
  • Fencing: Fenced
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 0.31 Acres
  • Features: SqFt 10000 to 14999

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,136$49,632
Home Insurance *$280$3,360
Property Taxes $449$5,388
Electricity $325$3,905
Total$5,190$62,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,942/yr
40% on housing$155,700/yr
45% on housing$138,400/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 97459$271
Coos County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 97459$236
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$817,990
2026-06-02Listed for sale$849,000
2025-06-23Sold$775,000
2025-05-20Pending sale$775,000
2025-04-26Price change$775,000
2024-12-16Listed for sale$799,000
2024-10-31Pending sale$799,000
2024-09-07Price change$799,000
2024-07-24Listed for sale$825,000
2004-08-10Sold$379,000

For Sale by Agent

AgentSamantha Oswald
BrokerageNational Real Estate

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