584 Exchange St, North Bend, OR, 97459
About This Home
New Carpet!! Duplex & short-term rental (STR) potential! Beautiful 4BR, 1 Bonus Room, 3BA home with a gorgeous deck featuring serene intracoastal waterway vistas on a corner lot centrally located in North Bend. Downstairs could be separate living area with a large bedroom, living space, kitchen, bathroom, & utility room. Main living area has a nice living room, spacious kitchen, dining room, & a second utility room. Primary bedroom is upstairs with a beautiful waterway view, deck, & bathroom with a jetted tub. There is a large detached garage & fenced front yard. This wonderful home has lots of possibilities for any buyer to dream. A rare find & great property priced at only $515,000!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Roof: Composition,Other
- Construction materials: Lap Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Custom Style
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space,Separate Living Quarters Apartment Aux Living Unit
Bedroom2
- Level: Upper
Bedroom3
- Level: Main
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Ceiling Fan(s)
- Window features: Vinyl Frames
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating
- Heating features: Mini Split
Interior Area
- Total structure area: 2,792
- Total interior livable area: 2,792 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 5516600
- Zoning: R-M
Features
- Stories: 3
- Patio & porch: Deck,Porch
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Lot
- Lot size: 5,662 sqft
- Features: Corner Lot,SqFt 5000 to 6999
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Coos County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $280 | $3,360 |
| Electricity | $253 | $3,040 |
| Total | $3,313 | $39,756 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $515,000 |
| 2026-05-07 | Price change | $535,000 |
| 2026-04-11 | Price change | $540,000 |
| 2025-10-07 | Listed for sale | $550,000 |
| 2022-03-25 | Sold | $487,000 |
| 2022-01-21 | Pending sale | $469,000 |
| 2022-01-21 | Listed for sale | $469,000 |
| 2013-08-22 | Sold | $181,000 |
| 2013-08-13 | Listed for sale | $188,000 |
| 2013-07-01 | Listing removed | $188,000 |
| 2013-05-31 | Price change | $188,000 |
| 2013-04-25 | Price change | $192,900 |
| 2013-03-16 | Price change | $199,900 |
| 2013-01-15 | Price change | $210,000 |
| 2011-08-21 | Listed for sale | $239,900 |
| 2011-03-02 | Listing removed | $255,000 |
| 2010-10-24 | Price change | $255,000 |
| 2010-09-30 | Listed for sale | $265,000 |
| 2004-12-22 | Sold | $229,500 |
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