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90946 Windy Ln, Coos Bay, OR, 97420

2beds
2baths
972sqft
$290,000
$298price/sqft
$1,891/moest. monthly cost
$75,640/yrincome needed

About This Home

Don't let the drive-by fool you—this light and bright home is a hidden retreat! Tucked behind a privacy fence, this inviting 2-bedroom, 2-bath home features high ceilings and an abundance of natural light, creating a spacious feel while still maintaining a warm and cozy atmosphere.Step outside to enjoy the spacious yard, complete with a detached two-car garage, private sitting area in the front, and room for pets, gardening, or simply relaxing.Located just minutes from Charleston and nearby boat ramps, this home is perfectly situated for anyone who loves the outdoors. Enjoy world-class salmon fishing, crabbing, clam digging, boating, scenic hiking trails, and biking, all just moments from your doorstep. Plus, you're only minutes from the breathtaking Shore Acres State Park, with other beautiful beaches even closer.Whether you're looking for a full-time residence, a weekend getaway, or a coastal retreat, this home offers the perfect combination of comfort, privacy, and easy access to everything the Oregon Coast has to offer.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
--
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • High Ceilings
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Luxury Vinyl Plank

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7715900
  • Zoning: UR-2

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Level,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$97$1,164
Property Taxes $152$1,824
Electricity $176$2,119
Total$1,891$22,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,834/yr
40% on housing$56,730/yr
45% on housing$50,426/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 97420$199
Coos County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 97420$204
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$290,000
2026-07-08Price change$299,000
2026-06-25Listed for sale$315,000
2017-10-30Sold$110,000
2017-03-02Sold$120,494
2006-05-31Sold$127,000

For Sale by Agent

AgentBrandie Wright
BrokerageDavid L. Davis Real Estate

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