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870 11th St SW, Bandon, OR, 97411

3beds
1baths
1,064sqft
$470,000
$442price/sqft
$2,852/moest. monthly cost
$114,080/yrincome needed

About This Home

This sweet coastal cottage is perfectly located in west Bandon just a short walk from the beach, city parks, and the library — everything you need is right at your doorstep.At 1,060 square feet, the home feels open and comfortable, with a great room layout that connects the living, dining, and kitchen areas. New oak engineered flooring and a cozy gas fireplace with a skylight above makes the living room a favorite spot year-round. The kitchen has custom cabinetry, updated appliances, granite countertops, and a breakfast bar, and it opens right into the dining area — great for everyday living or entertaining guests.All three bedrooms are comfortable and flexible, whether you need a guest room, a bunk room for the grandkids, or a quiet home office.Outside is where this property really shines. The front yard is full of established gardens and charm, and the back deck with its pergola and multiple seating areas is the perfect place to unwind after a day at the beach. There's also a fire pit, garden space, and a garage with workshop potential.Currently used as a second home, this place is genuinely move-in ready — low maintenance, well cared for, and waiting for someone to enjoy it as much as the current owners have.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
--
Bandon Senior High SchoolGrades 9-120.3 mi
9/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • High Speed Internet,Granite
  • Window features: Double Pane Windows
  • Flooring: Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Zoned

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 2212001
  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Ocean Beach One Quarter Mile Or Less,SqFt 5000 to 6999
  • Lot size dimensions: 59.85 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$100$1,200
Property Taxes $200$2,400
Electricity $176$2,119
Total$2,852$34,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,782/yr
40% on housing$85,560/yr
45% on housing$76,053/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 97411$414
Coos County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 97411$346
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$470,000
2026-08-03Listed for sale$470,000
2026-07-20Pending sale$470,000
2026-06-07Listed for sale$470,000
2024-08-30Sold$575,000

For Sale by Agent

AgentKeeli Gernandt
BrokerageDavid L. Davis Real Estate

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