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921 Prospect St, Klamath Falls, OR, 97601

2beds
1baths
896sqft
$190,000
$212price/sqft
$1,497/moest. monthly cost
$59,880/yrincome needed

About This Home

Super Cute Craftsman in Original Klamath Falls. Walking distance to downtown, bus lines, restaurant's and shopping ! This home has parking off street that is gated with a 2 car garage. 2 bedroom 1 bath home with full unfinished basement that is NOT in the listed square footage. Hardwood floors in the living and bedrooms. A lot of built ins. Designated dining room. Kitchen is nice and you can add your own touches. Ventless Range hood. Downstairs has laundry with a sink and washer and dryer stay. Walk out door from the basement to the backyard. Raised beds for your garden and the property is totally fenced.

Getting Around

70
WalkingSomewhat Walkable
26
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

5/10
5/10
Klamath Union High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Laminate Counters,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Hardwood,Laminate,Vinyl
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 368532
  • Zoning description: A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,356 sqft
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gated
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$83$996
Property Taxes $278$3,336
Electricity $176$2,119
Total$1,497$17,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,325/yr
40% on housing$44,910/yr
45% on housing$39,920/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 97601$175
Klamath County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 97601$203
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$190,000
2026-06-23Price change$195,000
2026-05-18Listed for sale$205,000
2025-08-25Listing removed$1,425
2025-08-05Listed for rent$1,425
2022-06-15Sold$160,000
2022-04-21Pending sale$164,000
2022-04-18Listed for sale$164,000
2022-03-31Pending sale$164,000
2022-03-14Price change$164,000
2022-03-07Listed for sale$169,000
2022-03-02Pending sale$169,000
2022-02-18Listed for sale$169,000
2018-10-18Sold$103,000
2018-08-06Listed for sale$99,900
2015-07-09Listing removed$650
2015-07-03Listed for rent$650
2008-11-30Listing removed$72,900
2008-07-23Listed for sale$72,900

For Sale by Agent

AgentLori A Graves
BrokerageKeller Williams Realty Southern Oregon

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