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3697 Madison St, Klamath Falls, OR, 97603

4beds
3baths
2,343sqft
$397,000
$169price/sqft
$2,758/moest. monthly cost
$110,320/yrincome needed

About This Home

Looking for a spacious 4-bedroom, 2.5-bath single-level home for family gatherings, this is it! Featuring a huge family room with fireplace, wet bar, sliders opening out to the deck and a half bath just off the hall. The front living room also has a fireplace. Newer LVP flooring recently installed throughout most of the house. Kitchen includes all appliances and dining area has sliders to the deck. This home has numerous built-ins, and most windows are the ''Easy Clean'' design. Spacious primary bedroom with en suite bath. The fenced .27-acre corner lot includes a newer 12'x 16' Tuff Shed and has a wide side yard area next to the garage with double gates to park RV's and all your toys.

Getting Around

29
WalkingCar-Dependent
23
TransitMinimal Transit
53
BikeBikeable

Schools

9/10
2/10
5/10
Mazama High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dryer,Oven,Range,Range Hood,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Laminate Counters,Linen Closet,Shower/Tub Combo,Solar Tube(s),Wet Bar
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Family Room,Insert,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Pellet Stove,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,343
  • Total interior livable area: 2,343 sqft

Property

Details

  • Parcel number: 561378
  • Zoning description: RM
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Gated,Gravel,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Klamath County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,007$24,084
Home Insurance *$129$1,548
Property Taxes $410$4,920
Electricity $212$2,551
Total$2,758$33,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,560/yr
40% on housing$82,740/yr
45% on housing$73,546/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 97603$194
Klamath County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 97603$210
Klamath County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$387,000
2026-07-30Listed for sale$397,000
2021-04-29Sold$305,000
2021-03-18Pending sale$314,500
2021-03-04Listed for sale$314,500

For Sale by Agent

AgentJoyce Hoffman
BrokerageColdwell Banker Holman Premier

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