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2065 Prospect Rd, Prospect, PA, 16052

3beds
3baths
2,792sqft
$599,900
$215price/sqft
$4,070/moest. monthly cost
$162,800/yrincome needed

About This Home

Nestled on 13.6 private acres with subdivision potential, this quality-built brick and stone home offers a rare combination of privacy, acreage, and an unbeatable location near Moraine State Park. Situated less than five minutes from two public boat launches, you'll enjoy convenient access to boating, sailing, kayaking, fishing, swimming, picnic areas, playgrounds, and endless outdoor recreation. Commuters will appreciate the easy access to I-79, providing quick travel to Slippery Rock, Grove City, Erie, Cranberry Township, New Castle, Pittsburgh, and Butler. Just minutes away, Moraine Pointe Plaza and the City of Butler offer shopping, restaurants, banking, entertainment, and everyday conveniences. A paved governor's driveway welcomes you to the home, surrounded by beautiful, level acreage that provides exceptional privacy and room to expand. Car enthusiasts, hobbyists, and outdoor enthusiasts will appreciate the oversized three-car detached garage with a separate man door, in addition to the attached two-car integral garage, offering abundant space for vehicles, equipment, or workshop needs.Inside, this well-crafted home showcases timeless quality with brick and stone construction, hardwood floors, plaster walls, a wood-burning stone fireplace, and a large picture window that fills the living room with natural light. The main level also features a formal dining room and an eat-in kitchen with plenty of space for everyday living and entertaining. The upper level offers three spacious bedrooms and one full and one half bath, while the versatile lower level provides flexible living space ideal for a family room, home office, den, recreation room, or guest area. If you've been searching for a home with acreage, privacy, subdivision potential, and easy access to Moraine State Park, this exceptional property is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Moraine El SchoolGrades K-51.3 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Multi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Disposal,Microwave,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13x11

Family Room

  • Level: Lower
  • Dimensions: 26x24

Features

  • Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen

  • Level: Main
  • Dimensions: 13x12

Living Room

  • Level: Main
  • Dimensions: 20x13

Master Bedroom

  • Level: Upper
  • Dimensions: 13x12

Property

Details

  • Parcel number: 1704F1925K0000

Features

  • Levels: Multi/Split
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 13.60 Acres
  • Lot size dimensions: 13.6

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$247$2,964
Property Taxes $484$5,808
Electricity $306$3,675
Total$4,070$48,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,542/yr
40% on housing$122,100/yr
45% on housing$108,533/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 16052$134
Butler County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 16052$205
Butler County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$599,900

For Sale by Agent

AgentJoAnn Echtler
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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