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405 Houtz Ln, Port Matilda, PA, 16870

5beds
4baths
4,200sqft
$1,300,000
$310price/sqft
$8,533/moest. monthly cost
$341,320/yrincome needed

About This Home

Luxury Living with Endless Possibilities — A Rare Estate Offering Two Homes on 5.09 Private Acres. Discover an extraordinary Bosak-built estate where timeless craftsmanship, luxury finishes, and unmatched versatility come together on 5.09 picturesque acres in the highly sought-after Stormstown side of Halfmoon Township. Tucked away at the end of a tree-lined paved driveway, this private retreat features beautifully landscaped grounds, walking trails, a tranquil koi pond with cascading waterfall, and exceptional indoor and outdoor living spaces designed for today's lifestyle. Step through the grand two-story foyer and immediately appreciate soaring ceilings, rich hardwood floors, custom woodwork, and walls of windows that fill the home with natural light. A private office, easily used as a main-level bedroom, sits just off the foyer, while elegant formal living and dining rooms create the perfect setting for entertaining. The heart of the home is the beautifully updated gourmet kitchen featuring custom granite countertops, abundant cabinetry, Bosch range, wall oven, dishwasher, and an open layout overlooking the spacious great room. An upgraded gas fireplace creates a warm gathering space, while the adjoining sunroom showcases breathtaking views of the backyard oasis in every season. Upstairs, the luxurious owner's suite offers a spacious walk-in closet and a spa-inspired bath with a custom tile shower and abundant natural light. Two additional bedrooms and a beautifully updated full bath with a large skylight complete the second floor. The finished walkout lower level provides exceptional flexibility with a large family room, custom bar, theater room, full bath, and a fifth bedroom with its own private entrance—ideal for guests, an in-law suite, home office, or private retreat. A utility room offers generous storage and features a newly installed tankless water heater. Outdoor living is nothing short of spectacular. Relax on the expansive paver patio overlooking the stunning koi pond and waterfall, unwind in the 20-foot swim spa on the newer deck, or entertain on the freshly painted wraparound deck. A newer 30-year roof adds peace of mind, while every detail has been thoughtfully designed to create your own private backyard sanctuary. A Second Home That Truly Sets This Property Apart. One of the estate's most valuable features is the fully equipped year-round second residence, offering possibilities rarely found in today's market. Complete with its own bedroom, full bath, kitchen, dining area, living room, laundry, attached mini garage, and both gas and electric heat, this charming cottage is ideal for: Multigenerational living - Long-term rental income (subject to local regulations) - Guest accommodations - A private home office or creative studio - Housing for caregivers or college-aged family members. Whether you're looking to accommodate extended family, generate additional income, or simply enjoy extra flexibility, this separate residence adds tremendous value. Adding even more appeal are two oversized 25' x 25' detached garages with electric service—perfect for car enthusiasts, hobbyists, contractors, or workshop space—as well as a 20-foot steel storage container ideal for lawn equipment and additional storage. This remarkable Port Matilda estate combines luxury, privacy, flexibility, and investment potential in one unforgettable property. From its exceptional Bosak construction and premium updates to its stunning outdoor amenities and fully functional second home, opportunities like this are incredibly rare. Luxury. Lifestyle. Income Potential. Multigenerational Living. This is more than a home—it's an opportunity to live the lifestyle you've always envisioned. Some photos have been virtually staged.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Gray's Woods El SchoolGrades K-52.7 mi
9/10
10/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom1

  • Level: Lower
  • Area: 273
  • Dimensions: 13 X 21

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Family Room

  • Level: Main
  • Area: 350
  • Dimensions: 14 X 25

Features

  • Eat-in Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,160
  • Finished area above ground: 3,040

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,575
  • Total interior livable area: 4,200 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8 X 8

Living Room

  • Level: Main
  • Area: 403
  • Dimensions: 31 X 13

Office

  • Level: Lower
  • Area: 192
  • Dimensions: 12 X 16

Office

  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Other

  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Other

  • Level: Upper
  • Area: 210
  • Dimensions: 15 X 14

Other

  • Level: Lower
  • Area: 56
  • Dimensions: 7 X 8

Other

  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Other

  • Level: Upper
  • Area: 78
  • Dimensions: 6 X 13

Primary Bedroom

  • Level: Upper
  • Area: 300
  • Dimensions: 15 X 20

Recreation Room

  • Level: Lower
  • Area: 748
  • Dimensions: 22 X 34

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 17408,051,0000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 5.09 Acres
  • Features: Wooded
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Built In,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$374$4,488
Property Taxes $1,126$13,512
Electricity $460$5,529
Total$8,533$102,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$292,560/yr
40% on housing$255,990/yr
45% on housing$227,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 16870$212
Centre County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 16870$254
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,200,000
2026-07-30Price change$1,300,000
2026-07-21Price change$1,350,000
2026-07-01Listed for sale$1,400,000
2013-06-08Listing removed$525,000
2013-06-03Sold$488,126
2012-11-03Listed for sale$525,000

For Sale by Agent

AgentAnnette Yorks
BrokeragePerry Wellington Realty, LLC

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