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112 Saraway, Port Matilda, PA, 16870

6beds
4baths
4,574sqft
$979,000
$214price/sqft
$6,581/moest. monthly cost
$263,240/yrincome needed

About This Home

Meticulously maintained and thoughtfully updated, this Ambleside residence on a premium lot is nestled on 1.61 private acres enhanced by mature landscaping and park-like grounds. Featuring towering trees, manicured lawns, and vibrant perennial gardens, this exceptional custom contemporary home, crafted by renowned local builder De Haas, offers a rare combination of privacy, expansive grounds, quality craftsmanship, and modern updates. Designed to embrace its natural surroundings, the property provides a peaceful retreat with expansive usable yard space, remarkable privacy, and endless opportunities for outdoor enjoyment. Beautiful hardwood floors flow throughout the main living areas, while walls of windows fill the home with natural light. The sunroom's expansive windows bring the outdoors in year-round, creating a seamless indoor-outdoor living experience with tranquil views of nature in every season. The primary suite serves as a true retreat, featuring a spacious bedroom with a wall of windows, an extraordinary walk-in closet, and a beautifully renovated spa-like en-suite bath complete with dual vanities, quartz countertops, a tiled walk-in shower, luxurious soaking tub, and semi-private water closet. An extensive list of improvements reflects years of attentive ownership and meticulous maintenance. Recent updates include new carpeting throughout both levels (2026), serviced fireplace with new chimney cap (2026), seal-coated driveway (2026), repointed front entry steps (2026), a fully remodeled primary bath (2025), epoxy-coated garage floors (2025), refinished rear deck with new railings and stairs (2025-26), new septic pump (2024) and a complete HVAC conversion (2024) featuring mini-splits and a heat pump. Also newer updates include two newer water heaters, newer premium Low-E casement windows on the 3rd level, updated electrical panels, a whole-house water purification system, and central vacuum system,. Additionally under this ownership, the recently finished lower level offers countless possibilities for multigenerational living, guest accommodation, or potential income-generating short-term rental opportunities. This flexible private lockout living space includes two sleeping areas, a separate kitchen and laundry, dining and family room areas, and a private lockable wine room. French doors provide a private entrance and walk-out access to the side yard patio area. Ideally located just minutes from restaurants, shopping, fitness centers, medical facilities, and everyday conveniences, this exceptional property combines the tranquility of a private retreat with the convenience of a central location. A delight to tour and an even greater pleasure to call home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Gray's Woods El SchoolGrades K-51.4 mi
9/10
10/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric
  • Cooling features: Central,Other

Interior Area

  • Total interior livable area: 4,574 sqft

Property

Details

  • Parcel number: 183012050000

Features

  • Exterior features: Shingle,Vinyl,Brick

Lot

  • Lot size: 1.61 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$282$3,384
Property Taxes $848$10,176
Electricity $501$6,022
Total$6,581$78,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,634/yr
40% on housing$197,430/yr
45% on housing$175,493/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 16870$216
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16870$254
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$979,000
2020-08-26Sold$588,000
2020-07-22Pending sale$595,400
2020-07-14Price change$595,400
2020-04-23Listed for sale$625,000
2012-06-19Sold$440,000
2012-02-24Listed for sale$470,000

For Sale by Owner

AgentProperty Owner

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