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203 Loch Lomond Rd, Philipsburg, PA, 16866

3beds
2baths
1,248sqft
$85,000
$68price/sqft
$785/moest. monthly cost
$31,400/yrincome needed

About This Home

This inviting traditional-style home features 3 spacious bedrooms and 1 full bathroom, offering approximately 1,248 square feet of comfortable living space. Ideally situated near schools, employment centers, and a variety of recreational activities, this property provides both convenience and lifestyle. Whether you are a first-time homebuyer or looking to downsize, this home offers a great opportunity. No Buyer Premium on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title and closing company. The buyer is responsible for all closing costs in this transaction. In the event the buyer chooses their own title and closing company, buyer will be responsible for the additional cost for title search & closing costs completed by the sellers title company. The foreclosure deed has been recorded, allowing for shorter closing timelines.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 05026B017B0000
  • Special condition: Auction

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$59$708
Property Taxes $73$876
Electricity $224$2,692
Total$785$9,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,914/yr
40% on housing$23,550/yr
45% on housing$20,933/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 16866$96
Centre County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 16866$122
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-11Sold$5,024
2025-06-05Price change$181,000
2025-04-18Pending sale$174,900
2025-04-02Price change$174,900
2025-01-18Listed for sale$189,900
2022-11-02Sold$181,000
2022-09-21Pending sale$179,000
2022-09-13Listed for sale$179,000
2022-09-10Listing removed$164,900
2022-08-16Listed for sale$164,900
2022-06-27Pending sale$164,900
2022-05-19Price change$164,900
2022-04-26Price change$179,900
2022-04-20Listed for sale$185,000
2022-03-03Listing removed--
2022-03-01Listed for sale$190,000
2022-01-19Listing removed--
2021-10-21Price change$165,000
2021-08-17Price change$155,000
2021-06-30Listed for sale$145,000
2017-08-02Sold$67,000
2017-07-12Listed for sale$74,000
2017-07-03Pending sale$74,000
2017-04-26Listed for sale$74,000
2016-06-25Listing removed$69,900
2015-11-19Price change$69,900
2015-08-05Listed for sale$72,500

Unknown Listed By

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