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4474 Ruffin Rd, Ruffin, SC, 29475

5beds
3baths
2,112sqft
$350,000
$166price/sqft
$2,581/moest. monthly cost
$103,240/yrincome needed

About This Home

3.1 Acres in Ruffin, SC - Endless Possibilities! Escape the hustle and bustle of city life with this 3.1-acre property in Ruffin, located in beautiful Colleton County, South Carolina. This versatile property offers the perfect setting for your dream retreat, hobby farm, or weekend escape. This 5 bedroom 3 bathroom is located near Walterboro close to shopping and the hospital. If you are looking for country living close to town then this is the home for you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
Bells Elementary SchoolGrades PK-54.9 mi
2/10
Colleton County MiddleGrades 6-87.9 mi
2/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Eat-in Kitchen,Pantry
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Den,One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,112
  • Total interior livable area: 2,112 sqft

Property

Details

  • Parcel number: 1120000021001

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 3.10 Acres
  • Features: 2 - 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Earthquake
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters in Colleton County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$281$3,372
Property Taxes $327$3,924
Electricity $204$2,449
Total$2,581$30,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,491/yr
40% on housing$77,430/yr
45% on housing$68,826/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 29475$163
Colleton County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 29475
Colleton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$345,000
2026-06-19Listed for sale$350,000

For Sale by Agent

AgentHeath Jones
Brokerage1st Response Realty

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