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1239 Holly Ridge Ln, Cottageville, SC, 29435

2beds
2baths
1,296sqft
$369,000
$285price/sqft
$2,401/moest. monthly cost
$96,040/yrincome needed

About This Home

Come live your dream! Waterfront on the longest free-flowing blackwater river in North America... our cherished Edisto River. This place is made for the river life! Featuring a double decker dock; The lower level is covered and where you'll do your fishing. The upper level is also covered and screened in... this is where you can relax year round and take in the views. Best of all; you have your very own boat ramp just out your door. Launch your boat, jet ski, kayaks.. from the comfort of your home. The house- Truly lovely with a cabin feel. Pretty much everything is brand new after a recent remodel. Featuring 2 bedrooms and 2 full bathrooms. (previously had a 3rd bedroom and that could be added back, easily, with a couple of interior walls constructed). The kitchen is a chefs dream.All new appliances. Gleaming modern granite countertops. Plenty of space to move-about. Views out of your kitchen window that'll make you want to skip the dishwasher and go back to hand washing. You have a large front porch to enjoy... also a covered back porch with an elevated full length covered walkway to lead you directly from your back door to the large, covered, screened-in upper dock. These owners truly made it EASY to enjoy the best parts of living on the water. The home has new wiring and new plumbing. Also a generator that is about 2 years old and still has its warranty. Septic drain field installed new about 1.5 years ago. The land across from the house is also part of this sale. The well for the home is located there, along with covered parking. Plenty of space to park your boat, RV, etc. Current owners have lived here for 22 years. I enjoyed listening to the stories of all the memories they have made here. Stories of family and friends coming together. Cook outs and celebrations. Catching fish that grew larger and larger the more they told the story. Floating down the river with friends. Scooping up megalodon teeth right off the dock. Enjoying the sandbar and kayaking at sunset. She says she enjoys the plethora of birds the river provides. Most recently, she's had a couple of Owl friends that like to visit and observe. The otters playing near the boat slip is another favorite sight to catch. A nearby Bald Eagle Nest has been a highlight, lately. The neighbors of days gone by.... sharing a burger off the grill with new friends you met on the water. The owners gave me endless stories of their last 22 years here, and although they are sad to leave it behind, a new era awaits. Come see the beauty this place holds. This is a wonderful place to call home. Have for a secondary home. OR- even use it as an Airbnb. 25 min drive to Summerville, 25 mins to Walterboro, 1 hour to Charleston, 1 hour to Beaufort. NO HOA FEE'S Current average electric bill (being lived in full time)= Appx $150 monthly Current Flood Ins- $2500 annual Homeowners Ins- $2600 annual

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
2/10
Colleton County MiddleGrades 6-813.9 mi
2/10
Colleton County High SchoolGrades 9-1214.3 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling - Smooth,Ceiling Fan(s)
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Property

Details

  • Parcel number: 0670200039000
  • Special condition: Flood Insurance

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Screened
  • Exterior features: Dock,Other,Lighting
  • On waterfront: Yes
  • Waterfront features: River Access,River Front,Waterfront

Lot

  • Lot size: 0.70 Acres
  • Features: .5 - 1 Acre

Parking

  • Total spaces: 4
  • Parking features: Carport,Detached,Off Street
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Colleton County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$270$3,240
Property Taxes $62$744
Electricity $204$2,449
Total$2,401$28,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,320/yr
40% on housing$72,030/yr
45% on housing$64,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 29435$267
Colleton County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 29435
Colleton County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Listed for sale$360,000
2026-08-07Listing removed$369,000
2026-04-27Price change$369,000
2026-01-28Price change$379,000
2025-10-06Listed for sale$386,000

For Sale by Agent

AgentMelissa Beach
BrokerageCole & Associates Inc.

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