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1309 N Matthews Rd, Lake City, SC, 29560

2beds
3baths
1,659sqft
$197,000
$119price/sqft
$1,766/moest. monthly cost
$70,640/yrincome needed

About This Home

SOLD "AS IS". This beautiful property has 4.29 acres. The downstairs is heated and cooled by gas heaters and window units. There are two bedrooms down with 2.5 baths. One bath has a handicap shower. The 1659 square feet represents only downstairs. There is additional unfinished second floor square footage that has potential to be another 3-4 bedrooms. Three fireplaces have gas logs and the flooring is heart of pine. The front porch could be completed with the solid wood columns that are included with the home. Fenced outdoor area for farm equipment or garden. Hot and cold water outside. LP tank is rented from Coker Oil. No central air or heat or underpinning. Two outbuildings have electricity and water. There is a fitness room upstairs with standard equipment. Also, Craftsman equipment to remain in upstairs room. Deer stand, garden tractor and garden equipment conveys.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
3/10
2/10
Lake City High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Oven,Surface Unit
  • Laundry features: Wash/Dry Cnctn.

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Entrance Foyer,Ceiling Fan(s),Shower,Walk-In Closet(s),High Ceilings
  • Flooring: Carpet,Vinyl,Wood,Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: 2 Fireplaces,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,659
  • Total interior livable area: 1,659 sqft

Property

Details

  • Parcel number: 0016631066

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage,Other

Lot

  • Lot size: 4.29 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Florence County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$229$2,748
Property Taxes $337$4,044
Electricity $204$2,449
Total$1,766$21,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,548/yr
40% on housing$52,980/yr
45% on housing$47,093/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 29560$102
Florence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 29560$101
Florence County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-05Price change$207,000
2025-11-25Price change$217,000
2025-10-29Price change$227,000
2025-09-24Listed for sale$237,000
2025-07-31Listing removed$237,000
2025-07-18Contingent$237,000
2025-07-01Listed for sale$237,000
2025-06-26Contingent$247,000
2025-05-30Price change$247,000
2025-04-23Price change$257,000
2024-10-28Price change$277,000
2024-10-22Listed for sale$200,000
2024-08-20Listing removed--
2024-07-18Listed for sale$200,000

For Sale by Agent

AgentQuinnie Jones
BrokerageC/b Mcmillan And Assoc.

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