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3809 E Effingham Hwy, Effingham, SC, 29541

2beds
3baths
1,482sqft
$215,000
$145price/sqft
$1,773/moest. monthly cost
$70,920/yrincome needed

About This Home

Welcome to this stunning 2-bedroom, with adjoining rooms off each bedroom which could be other bedrooms, sitting room, office, they are considered Obsolescent rooms as you have to go thru one room to get to the other, 2.5-bath home that has been thoughtfully remodeled and is move-in ready! Situated on a spacious lot, this property offers the perfect blend of comfort, style, and outdoor space. Enjoy relaxing mornings on the charming covered front porch, perfect for sipping coffee or unwinding in the evenings. Inside, you’ll find a fresh, modern feel with numerous updates throughout, including: Brand new roof Updated kitchen with modern finishes Renovated bathrooms New floor coverings throughout Fresh interior paint And much more! Plenty of room for both everyday living and entertaining, while the large lot offers endless possibilities for outdoor activities, gardening, or future additions. This beautifully updated home is a must-see—don’t miss your chance to make it yours!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
Southside Middle SchoolGrades 6-86.8 mi
6/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Wash/Dry Cnctn.

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,482
  • Total interior livable area: 1,482 sqft

Property

Details

  • Parcel number: 0250101054

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.65 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Florence County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$149$1,788
Property Taxes $333$3,996
Electricity $204$2,449
Total$1,773$21,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,788/yr
40% on housing$53,190/yr
45% on housing$47,280/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 29541$158
Florence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 29541$152
Florence County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$220,000
2026-03-31Listed for sale$230,000

For Sale by Agent

AgentKaren Congilaro
BrokerageCarolina Pines Realty Office B

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