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530 S Church St, Lake City, SC, 29560

1beds
1baths
864sqft
$49,900
$58price/sqft
$611/moest. monthly cost
$24,440/yrincome needed

About This Home

Zoned Commercial and could potentially be used for Residential, this 0.6acre lot and building is located right near downtown Lake City and is ready for your next investment. With a little landscaping and maintenance this is a great opportunity for a small business or even a rental property. Reach out today to schedule a showing!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
3/10
2/10
Lake City High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling - Blown,Garden Tub/Shower

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 8001102005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Stoop

Lot

  • Lot size: 0.60 Acres
  • Features: .5 - 1 Acre

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Florence County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$58$696
Property Taxes $97$1,164
Electricity $204$2,449
Total$611$7,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,948/yr
40% on housing$18,330/yr
45% on housing$16,293/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 29560$107
Florence County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 29560$101
Florence County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$59,000
2026-03-06Sold$25,000
2026-02-13Contingent$34,000
2026-01-19Price change$34,000
2025-12-18Price change$39,000
2025-10-23Listed for sale$49,000
2020-10-06Sold$5,381
2016-02-02Sold$1,450
2003-05-08Sold$5,500

For Sale by Agent

AgentJeremy Garrett
BrokerageCarolina One Real Estate

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