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520 E Main St, Lake City, SC, 29560

3beds
2baths
2,620sqft
$309,000
$118price/sqft
$2,302/moest. monthly cost
$92,080/yrincome needed

About This Home

Welcome to peaceful living and stylish functionality! This 3 bedroom, 2 bath home is brimming with charm and well-designed living space. Situated on a 0.34 acre lot in quaint Lake City, the 2,620 sq ft residence blends character, comfort, and curb appeal in one exceptional package. The main level offers a spacious primary suite with a sitting area that steps out to the back deck. An inviting living room is centered around a cozy fireplace with a separate formal dining room easily able to be converted into a bonus space or private office. Your kitchen boasts tons of beautiful cabinetry, an oven, refrigerator, microwave and dishwasher, and your walk-in laundry room is already equipped with a washing machine and dryer. Upstairs, you will find two large bedrooms featuring 2 and 3 closets each, your second full bathroom, and additional storage space. Outdoor living is a dream here! Unwind around the fire pit beneath the pergola, practice your short game on the private putting green, or relax on the back deck or the wide front porch that perfectly captures the home’s classic Southern charm. A fenced-in area of the yard and a storage shed provides added convenience. Other features include huge barn doors in the back foyer, custom plantation shutters throughout the home, refinished hardwood floors, granite countertops, and a fully functional fountain and drip line for watering the landscaped front yard. Truly a home with character at every turn and a layout that maximizes comfort and flow. Take a look before this gem is gone!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
3/10
2/10
Lake City High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Washer,Microwave,Range,Refrigerator
  • Laundry features: Wash/Dry Cnctn.

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Entrance Foyer,Ceiling Fan(s),Shower,Attic,Walk-In Closet(s),Solid Surface Countertops
  • Window features: Insulated Windows,Blinds
  • Flooring: Wood,Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,620
  • Total interior livable area: 2,620 sqft

Property

Details

  • Parcel number: 8002011003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Storage,Other
  • Fencing: Fenced

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Florence County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$360$4,320
Property Taxes $129$1,548
Electricity $251$3,023
Total$2,302$27,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,925/yr
40% on housing$69,060/yr
45% on housing$61,386/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 29560$100
Florence County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 29560$101
Florence County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$322,000
2025-12-12Price change$329,000
2025-11-04Listed for sale$338,900
2025-10-15Listing removed$349,000
2025-08-16Price change$349,000
2022-09-19Listed for sale$275,000
2022-09-16Sold$270,000
2022-07-22Pending sale$285,000
2022-07-20Listed for sale$285,000
2010-03-15Sold$2,500
2002-09-11Sold$184,000

For Sale by Agent

AgentLauran D Altman
BrokerageExp Realty Llc

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