521 Hilltop Dr, Tool, TX, 75143
About This Home
NEW AC and HOT WATER HEATER to be installed for buyer before closing! This charming two-bedroom, one-bath home sits on two lots and is within walking distance of Cedar Creek Lake. Located in the quiet, established community of Cedar Crest Shores, the property offers a peaceful setting ideal for a weekend getaway or a full-time residence. The home features an open-concept layout, a spacious covered porch perfect for relaxing, fenced backyard, and covered parking. Enjoy tranquil lake-area views and a welcoming neighborhood atmosphere. This property also presents a fantastic opportunity as an investment rental or for a first-time homebuyer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 912 sqft
Library
- Level: First
- Dimensions: 1 x 1
Living Room
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: 23550000425063
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Back Yard,Chain Link
Lot
- Lot size: 10,367 sqft
- Features: Back Yard,Lawn,Few Trees
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $74 | $888 |
| Electricity | $238 | $2,859 |
| Total | $1,335 | $16,020 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $175,000 |
| 2026-06-18 | Listed for sale | $185,000 |
| 2026-05-04 | Listing removed | $175,000 |
| 2026-03-24 | Price change | $175,000 |
| 2026-01-19 | Listed for sale | $185,000 |
| 2025-10-19 | Listing removed | $185,000 |
| 2025-08-10 | Price change | $185,000 |
| 2025-07-11 | Price change | $195,000 |
| 2025-06-28 | Price change | $200,000 |
| 2025-06-02 | Price change | $215,000 |
| 2025-04-15 | Price change | $225,000 |
| 2025-03-30 | Price change | $249,000 |
| 2025-03-08 | Price change | $260,000 |
| 2025-02-02 | Listed for sale | $275,000 |
For Sale by Agent
View on Zillow