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1035 Holiday Cir, Seven Points, TX, 75143

5beds
4baths
5,110sqft
$999,000
$195price/sqft
$6,846/moest. monthly cost
$273,840/yrincome needed

About This Home

Protected Lake Front beautiful five-bedroom home with private boat dock on main water, ideally located at 1035 Holiday Circle in Kemp, Texas. This expansive residence offers 5,110 square feet of living space with five bedrooms and four full bathrooms, delivering an exceptional blend of comfort, space, and lakeside luxury. Featuring an inviting fireplace, high ceilings, and an open-concept layout that fills the interior with natural light and creates a warm, welcoming atmosphere ideal for both everyday living and entertaining. The spacious living areas flow seamlessly, providing ample room for gatherings with family and friends. A chef-inspired kitchen opens into a large dining area, perfect for hosting holidays and family meals. The primary suite serves as a peaceful retreat, complete with a generous walk-in closet and a well-appointed en-suite bath featuring dual vanities, a soaking tub, and a separate shower. Four additional oversized bedrooms offer flexibility for guests, family members, or home office space. One of the property’s standout features is its premier waterfront location on the main water, offering direct lake access and a private boat dock with lift. Positioned within a protected cove, the dock provides shelter from wind and waves while still allowing quick access to open water, making it ideal for boating enthusiasts. Outside, the large yard offers abundant space for outdoor recreation, relaxation, or future enhancements. An attached two-car garage provides convenience and additional storage. With four full bathrooms, the home easily accommodates large families and guests. Located in a quiet, peaceful neighborhood with convenient access to schools, parks, and major highways, this property combines tranquility with accessibility. This exceptional retreat offers the ideal setting for enjoying lakeside living, featuring a sheltered dock, expansive outdoor space, and a spacious, comfortable home designed for lasting enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Kemp Intermediate SchoolGrades 3-57.0 mi
2/10
Kemp Junior High SchoolGrades 6-86.9 mi
3/10
Kemp High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Disposal,Range,Some Commercial Grade,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Chandelier,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,110 sqft

Library

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Jetted Tub,Linen Closet
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 31100000004089

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront

Lot

  • Lot size: 0.37 Acres
  • Features: Waterfront

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Boat,Deck
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$793$9,516
Property Taxes $441$5,292
Electricity $561$6,733
Total$6,846$82,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,720/yr
40% on housing$205,380/yr
45% on housing$182,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$209
Henderson County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$999,000
2025-09-25Price change$1,100,000
2025-06-27Price change$1,125,000
2025-04-25Listed for sale$1,190,000
2024-06-25Listing removed$1,200,000
2024-01-02Listed for sale$1,200,000
2024-01-01Listing removed--
2023-12-18Listed for sale$1,200,000
2023-12-13Pending sale$1,200,000
2023-12-04Contingent$1,200,000
2023-05-26Listed for sale$1,200,000
2023-01-01Listing removed--
2022-07-07Listed for sale$1,400,000
2015-07-21Sold--
2015-07-15Listed for sale$412,500
2014-06-09Listing removed$463,500
2014-01-11Listed for sale$463,500
2010-12-09Listing removed$399,999
2010-11-19Price change$399,999
2010-05-01Listed for sale$415,000
2008-09-15Sold--

For Sale by Agent

AgentBret Whitfield
BrokerageThe Agency Frisco

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