111 Ridgeoak Way, Tool, TX, 75143
About This Home
Charming, tastefully updated, and ready to enjoy! The main house offers two bedrooms and two baths with an open-concept design, vaulted ceilings, a cozy fireplace, and large picture windows showcasing wonderful lake views. The spacious kitchen features gas cooking, a center island and an oversized eating bar - perfect for gathering and entertaining. A versatile bunkhouse adds extra space for sleeping or gaming and includes a full bath. Outdoor living truly shines with a large covered porch complete with a fireplace, plus a generous boathouse with a party deck, all nestled on deep water in a picturesque cove.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Range,Microwave,Refrigerator
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Kitchen Island,Open Floorplan,Vaulted Ceiling(s)
- Flooring: Carpet,Luxury Vinyl Plank
- Number of fireplaces: 2
- Fireplace features: Living Room,Outside,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 1,840 sqft
Living Room
- Features: Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Features: Ceiling Fan(s),Separate Shower
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 33100001061063
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck
- Exterior features: Boat Slip,Deck,Fire Pit
- Fencing: Wood
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Lake Front
- Waterbody name: Cedar Creek
Lot
- Lot size: 0.36 Acres
- Features: Landscaped,Subdivision,Sprinkler System,Few Trees,Retaining Wall
Parking
- Total spaces: 2
- Parking features: Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,686 | $44,232 |
| Home Insurance * | $579 | $6,948 |
| Property Taxes | $1,081 | $12,972 |
| Electricity | $238 | $2,859 |
| Total | $5,584 | $67,008 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed for sale | $749,000 |
For Sale by Agent
View on Zillow