1309 Utopia Ct, Tool, TX, 75143
About This Home
Discover prime lakefront living at this charming 2-bedroom, 1-bathroom cabin located on a massive, pie-shaped lot in the desirable Paradise Bay Subdivision in Tool, Texas. Offering comfortable living space, this property is ready to be your perfect getaway. The exterior is designed for ultimate lakeside enjoyment, featuring a concrete circle drive, a wrap-around party deck, a retaining wall, and mature trees that provide ample shade. The highlight is the boathouse, which includes a separate upper party deck, perfect for entertaining or relaxing by the water. Additional structures include a carport with integrated storage. Inside, the home boasts a very large, open-concept living and kitchen area, maximized by a full wall of windows that frame expansive views of the lake. The cabin is move-in ready, and furnishings are negotiable.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater
- Laundry features: Washer Hookup,Dryer Hookup,In Hall,Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Other,Cable TV
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Other
- Cooling features: Central Air,Ceiling Fan(s),Other
Interior Area
- Total interior livable area: 816 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 37450000E79063
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Other
- Exterior features: Storage,Fire Pit
- Fencing: Chain Link
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Canal Access,Lake Front,Waterfront
- Waterbody name: Cedar Creek
Lot
- Lot size: 0.34 Acres
- Features: Cul-De-Sac,Irregular Lot,Waterfront,Retaining Wall
Parking
- Total spaces: 1
- Parking features: Circular Driveway,Carport,Other
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,893 | $22,716 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $571 | $6,852 |
| Electricity | $238 | $2,859 |
| Total | $2,999 | $35,988 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $375,000 |
| 2023-04-06 | Listing removed | -- |
| 2022-04-25 | Listing removed | $349,000 |
| 2021-12-06 | Sold | -- |
| 2021-10-28 | Pending sale | $349,000 |
| 2021-10-28 | Contingent | $349,000 |
| 2021-10-25 | Listed for sale | $349,000 |
| 2016-12-15 | Listing removed | $135,000 |
| 2016-10-13 | Price change | $135,000 |
| 2016-08-29 | Price change | $159,999 |
| 2016-06-23 | Listed for sale | $165,000 |
| 2014-07-12 | Listing removed | $85,000 |
| 2014-05-06 | Listed for sale | $85,000 |
| 2014-02-16 | Listing removed | $63,000 |
| 2014-01-29 | Listed for sale | $63,000 |
For Sale by Agent
View on Zillow