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1301 Oak Hill Dr, Kemp, TX, 75143

6beds
4baths
4,413sqft
$1,990,000
$451price/sqft
$12,795/moest. monthly cost
$511,800/yrincome needed

About This Home

Approximately 495 feet of platted water frontage, a spectacular 1,960 sq ft composite entertaining deck with top-tier outdoor kitchen, new custom boathouse, and extensively remodeled home with guest quarters create an exceptional lake retreat. Offered fully furnished, this fully fenced property with gated entry and ample parking is ready to enjoy! The custom boathouse is a showpiece featuring composite decking, covered lounge areas, aluminum cool decking, signature waterslide, wet bar with full-size fridge and bar seating, one boat slip, and dual PWC lifts. Iron cable railing, tongue-and-groove wood ceilings, and a lighted 6-foot-wide walkway. A detached metal shop plus waterside storage building provide plenty of space for your lake gear. Outdoor living feels resort-like with quartz countertops, built-in Viking grill plus cooktop, Blackstone griddle, two Viking beverage fridges, storage, and bar seating. Multiple dining and lounge areas, mounted TV, heaters, fans, and mosquito misting system create an incredible year-round entertaining space, while the oversized yard offers room for future pool! Inside, the 3,957 sq ft main home offers 5 bedrooms and 2.5 baths. The expansive great room captures open water views and includes two living areas, two dining areas, and a chef’s kitchen equipped with all Viking appliances including an 8-burner gas range with double ovens, two add’tl wall ovens, built-in fridge, two dishwashers, ice maker, prep sink, pantry-style cabinetry, and large wine refrigerator. The waterside primary suite offers direct deck access updated bath with soaking tub, oversized walk-in shower, dual sink vanity plus makeup vanity, and walk-in closet. Upstairs loft space plus two guest bedrooms and full bath with dual sink vanity and walk-in shower. Bunk room adds a third living area plus custom bunks for large groups. Detached 456 sq ft guest quarters serves as a private 6th bedroom with full bath, open water views, fridge, microwave, and coffee station.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Kemp Intermediate SchoolGrades 3-56.9 mi
2/10
Kemp Junior High SchoolGrades 6-86.8 mi
3/10
Kemp High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Built-In Refrigerator,Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave,Refrigerator,Tankless Water Heater,Washer,Wine Cooler
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Flooring: Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 4,413 sqft

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Built-in Features,Closet Cabinetry,Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 38550002015085
  • Exclusions: Sports memorabilia in Bunk Room,One full size bed in bunk room,two lamps in Primary

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Mosquito System
  • Exterior features: Built-in Barbecue,Barbecue,Boat Slip,Deck,Fire Pit,Gas Grill,Outdoor Grill,Outdoor Kitchen,Outdoor Living Area,Rain Gutters,Storage
  • Fencing: Chain Link,Full,Front Yard,Gate
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Front,Waterfront
  • Waterbody name: Cedar Creek

Lot

  • Lot size: 0.41 Acres
  • Features: Back Yard,Cul-De-Sac,Interior Lot,Irregular Lot,Lawn,Landscaped,Sprinkler System,Few Trees,Waterfront,Retaining Wall

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Concrete,Driveway,Garage,Garage Door Opener,Gated,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$1,581$18,972
Property Taxes $668$8,016
Electricity $484$5,814
Total$12,795$153,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$438,685/yr
40% on housing$383,850/yr
45% on housing$341,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$203
Henderson County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$2,400,000
2020-06-06Listing removed$650,000
2020-04-27Pending sale$650,000
2020-04-01Listed for sale$650,000
2019-11-19Listing removed$679,900
2019-06-27Price change$679,900
2019-05-18Listed for sale$689,900
2018-09-15Listing removed$699,900
2018-04-21Price change$699,900
2018-03-25Price change$749,000
2018-03-10Price change$750,000
2017-09-13Listed for sale$725,000
2010-11-15Listing removed$469,000
2010-05-01Listed for sale$469,000

For Sale by Agent

AgentDebbie French
BrokerageEbby Halliday Realtors

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