5320 Loma Vis, Malakoff, TX, 75148
About This Home
Fully Furnished .42 acres approx features 140 approx water front with retaining wall at the point of 2 channels with newer boat slip. The fishing from the pier is excellent. Ideal location for other water sports like canoeing, paddle board, kaying because there are many fingers off the main channel. The home has lots of updates and fantastic views of the channel & nature. The entire back of the home is a wall of windows. Primary bedroom has ensuite bath, king bed. 2nd bedroom has bed & shares bath with living room. HVAC, water heater, ext siding, concrete flooring, ext & int paint, and a few windows are more recent. 2nd living room has WB fireplace. Point LaVista Hoa offers owners use of the boat ramp, little private lake, swimming pool, tennis. hoa per lot is currently $150 HOA. Stack washer dryer closet. 18 ft older pontoon neg Things we Love about this home: wildlife incl beaver, owl, flying squirrel, coatimundi, fox, armadillo, cormorant chasing shad, blue & wht herrens, ducklings; walking the neighborhood because its filled with oak trees & smells great, the neighbors. Agent owner. Lot 81 can be purchased separately or both for $685k
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Brick,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Double Oven,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Vented Exhaust Fan
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s)
- Flooring: Concrete
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning,Insert
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment
Interior Area
- Total interior livable area: 1,324 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Living Room
- Features: Fireplace
- Level: First
- Dimensions: 0 x 0
Master Bathroom
- Features: En Suite Bathroom
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Features: En Suite Bathroom,Linen Closet
- Level: First
- Dimensions: 0 x 0
Other
- Features: Built-in Features
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 38650000082060
- Other equipment: Irrigation Equipment
- Exclusions: pontoon boat is negotiable. It's fully furnished but you can choose to exclude the furnishings. We will donate or keep what you don’t want
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Patio & porch: Rear Porch,Front Porch,Covered
- Exterior features: Boat Slip,Lighting,Outdoor Grill,Rain Gutters,Storage
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Cedar Creek
- Topography of land: Hill
- Residential vegetation: Grassed,Partially Wooded
Lot
- Lot size: 0.42 Acres
- Features: Back Yard,Cul-De-Sac,Hardwood Trees,Interior Lot,Irregular Lot,Lawn,Landscaped,Rolling Slope,Many Trees,Subdivision,Sloped,Sprinkler System,Waterfront,Retaining Wall
- Lot size dimensions: IRR pie shape
Parking
- Parking features: Driveway,Gravel,Side By Side
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $439 | $5,268 |
| Property Taxes | $518 | $6,216 |
| Electricity | $238 | $2,859 |
| Total | $3,546 | $42,552 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-16 | Listed for sale | $465,000 |
| 2025-02-01 | Listing removed | $635,000 |
| 2024-06-20 | Listed for sale | $635,000 |
For Sale by Agent
View on Zillow