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21308 Southwind Dr, Chandler, TX, 75758

4beds
3baths
2,759sqft
$450,000
$163price/sqft
$3,638/moest. monthly cost
$145,520/yrincome needed

About This Home

Spacious 4/3 waterfront home situated on open water and boasting unobstructed lake views and tons of updates! Upstairs features two over-sized bedrooms, each with walk-in closets, connected by a large shared bathroom with lighting updated in 2021. Downstairs offers two more bedrooms and two full baths also updated in 2021. The open concept kitchen, flows seamlessly into the living and dining areas with separate den providing extra space to relax or entertain. The flooring was upgraded in 2021 to a water proof laminate flooring with moisture barrier for easy maintenance. Also in 2021, the interior was repainted including kitchen and bath cabinets. Enjoy the outdoors from the covered patio, open deck, or private balcony ~ all perfect for taking in the expansive lake views. The exterior enjoyed updating in 2021 with exterior siding, paint, wood repair, a fire pit was installed, and decking was resurfaced. In 2024, the dock, roof, and sprinkler system were replaced. Additional updates include rebuilt back flower beds, replaced landscaping, new insulation in the attic, and new kitchen fridge. Property amenities include a pier with a boathouse, a storage building, and access to a shared community area with a boat ramp and pier. Originally a mobile home that has been thoughtfully expanded offering a fantastic opportunity as a weekend getaway or full-time lake residence. Full list of updated items is available.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Brownsboro High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Other/See Remarks
  • Roof: Composition
  • Construction materials: Alum/Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Electric Water Heater

Bathroom

  • Features: Shower Only,Shower/Tub,Double Lavatory,Walk-In Closet(s),Soaking Tub

Bedroom

  • Features: Walk-In Closet(s),Separate Walk-in Closets

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Pantry
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Zoned-2

Interior Area

  • Total structure area: 2,759
  • Total interior livable area: 2,759 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 294737
  • Special condition: Homeowner's Assn Dues

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck Open,Deck Covered,Porch
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront,Water/Lakefront
  • Waterbody name: Lake Palestine

Lot

  • Lot size: 6,098 sqft
  • Features: Subdivision Lot,Rectangular Lot
  • Lot size dimensions: 50' x 120'

Parking

  • Parking features: Other/See Remarks,Garage Faces Front
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$344$4,128
Property Taxes $717$8,604
Electricity $302$3,635
Total$3,638$43,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,731/yr
40% on housing$109,140/yr
45% on housing$97,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 75758$142
Henderson County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 75758$165
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$474,900
2026-03-31Listed for sale$485,000
2021-06-14Sold--
2021-04-21Listed for sale$290,000

For Sale by Agent

AgentRegina Edwards
BrokerageKeller Williams Realty-Tyler

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