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205 Shoreline Dr, Malakoff, TX, 75148

4beds
4baths
3,066sqft
$995,000
$325price/sqft
$6,904/moest. monthly cost
$276,160/yrincome needed

About This Home

Welcome to your waterfront retreat on Cedar Creek Lake in the highly sought-after Star Harbor community where comfort, charm, and breathtaking views come together effortlessly. Perfectly positioned on a beautifully maintained lot, this property showcases lush landscaping and mature trees creating a peaceful outdoor oasis. Enjoy evenings by the water, entertain on the patio, or take advantage of your private boathouse with open water access ideal for lake life at its finest. Inside, you’ll find a warm and inviting layout featuring spacious living areas filled with natural light and stunning lake views. The main living room offers vaulted ceilings, a beautiful stone fireplace, and expansive windows, creating the perfect space to relax or gather with family and friends. A second living-dining area adds versatility for entertaining or everyday living. The chef’s kitchen is both functional and stylish, complete with granite countertops, custom cabinetry, stainless steel appliances, double ovens, and a large center island perfect for hosting and meal prep alike. This spacious home offers 4 bedrooms, 3.5 baths, and 3,000+ sq ft, plus a flex space ideal for an office or hobby room The oversized primary suite is a true retreat, featuring a private balcony overlooking the lake perfect for morning coffee or unwinding in the evenings. The ensuite bath offers double vanities, a walk-in shower, soaking tub, and even a cozy electric fireplace for added comfort and luxury. Designed for year-round enjoyment, this property is complete with a charming stone firepit, custom built greenhouse for all weather planting, and two car garage offers EV Charge Station. Located in Star Harbor, residents enjoy access to community amenities including a golf course, boat ramp, and peaceful lakeside living. Whether you’re looking for a full-time residence or weekend getaway, this home offers the perfect blend of comfort, space, and waterfront lifestyle.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
5/10
Malakoff Middle SchoolGrades 7-81.8 mi
6/10
Malakoff High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Laundry in Utility Room,In Hall

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First
  • Dimensions: 0 x 0

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Wet Bar,Built-in Features,Decorative/Designer Lighting Fixtures,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Combination,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,066 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Features: Built-in Features,Double Vanity,En Suite Bathroom,Granite Counters,Garden Tub/Roman Tub,Separate Shower
  • Level: Second
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Built-in Features,Granite Counters,Jack and Jill Bath,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Utility Room

  • Features: Built-in Features,Utility Room
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 42000014005062

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Rooftop,Balcony,Covered
  • Exterior features: Balcony,Dock,Lighting,Private Yard,Rain Gutters
  • Fencing: Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Lake Front,Waterfront
  • Waterbody name: Cedar Creek

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Cul-De-Sac,Interior Lot,Lawn,Landscaped,Subdivision,Sprinkler System,Few Trees,Waterfront,Retaining Wall
  • Lot size dimensions: 85 x 100 x 122 x 176

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Multi,Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$941$11,292
Property Taxes $596$7,152
Electricity $336$4,039
Total$6,904$82,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,708/yr
40% on housing$207,120/yr
45% on housing$184,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 75148$307
Henderson County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75148$189
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$995,000
2026-06-16Price change$1,030,000
2026-04-25Listed for sale$1,090,000
2013-05-07Sold--
2012-09-17Listing removed$390,000
2012-06-22Price change$390,000
2012-04-19Price change$399,000
2011-12-08Listed for sale$420,000
2011-08-10Listing removed$420,000
2011-05-05Price change$420,000
2011-03-24Price change$449,900
2010-06-25Listed for sale$499,000

For Sale by Agent

AgentLaura Mcfaul
BrokerageEbby Halliday Realtors

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