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1805 Cherokee Trce, Tool, TX, 75143

2beds
2baths
1,416sqft
$109,250
$77price/sqft
$917/moest. monthly cost
$36,680/yrincome needed

About This Home

Come check out this great opportunity! Located in Tool, Texas. This 2 bedroom, 2 bath home has a large living room, attached carport, fenced back yard and more. Great location for a weekend getaway near Cedar Creek Lake in the Tradewinds Addition, this property delivers flexibility and potential in a great neighborhood. Located about an hour drive from Dallas, enjoy a quiet setting with convenient access to Cedar Creek Lake and surrounding areas. Cedar Creek Lake is one of the largest lakes in Texas, celebrated for its recreational lifestyle, boating, and bass fishing. Property is being sold as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Tool Elementary SchoolGrades PK-40.9 mi
5/10
Malakoff Middle SchoolGrades 7-89.9 mi
6/10
Malakoff High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Decorative/Designer Lighting Fixtures
  • Flooring: Carpet,Vinyl

Interior Area

  • Total interior livable area: 1,416 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Other

  • Level: First
  • Dimensions: 0 x 0

Utility Room

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 44000005008063

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 6,403 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $552$6,624
Home Insurance *$86$1,032
Property Taxes $41$492
Electricity $238$2,859
Total$917$11,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,440/yr
40% on housing$27,510/yr
45% on housing$24,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$213
Henderson County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$109,250
2026-06-15Listed for sale$115,000
2026-06-10Sold--

For Sale by Agent

AgentKevin Riney
BrokerageNE Texas Regional Realty

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