23538 Fm 3225, Tool, TX, 75143
About This Home
Move-In Ready Modern Farmhouse Near Cedar Creek Lake with $5,000 in Seller Concessions! Just a few minutes from Cedar Creek Lake, this beautifully updated modern farmhouse sits on a full acre and offers the perfect blend of style, comfort, and functionality. Recent updates include a brand-new roof, flooring, interior paint, appliances, and new HVAC, making this home truly move-in ready. The open-concept layout is thoughtfully designed to maximize space and flow, while the primary bathroom features a sleek stand-up shower with a frameless glass door. Outside, enjoy towering mature trees, plenty of room to roam, and a detached carport awning ideal for RV or boat storage—perfect for lake life enthusiasts. Whether you’re looking for a primary residence, weekend getaway, or investment opportunity, this property checks all the boxes. Seller is motivated and offering $5,000 in concessions at closing. Don’t miss this opportunity to own a refreshed home so close to the lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Modern,Ranch,Traditional,Detached
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters,Kitchen Island
- Window features: Shutters
- Flooring: Ceramic Tile,Engineered Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,256 sqft
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 14 x 17
Master Bedroom
- Level: First
- Dimensions: 10 x 17
Property
Details
- Parcel number: 06600220000063
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Chain Link
Lot
- Lot size: 1 Acres
- Features: Acreage
Parking
- Total spaces: 2
- Parking features: Additional Parking,Detached Carport,Boat,RV Access/Parking
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,476 | $17,712 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $476 | $5,712 |
| Electricity | $238 | $2,859 |
| Total | $2,422 | $29,064 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Price change | $292,000 |
| 2026-02-10 | Price change | $296,000 |
| 2025-11-05 | Price change | $297,500 |
| 2025-10-03 | Listed for sale | $299,000 |
| 2024-08-02 | Listing removed | $414,500 |
| 2024-08-02 | Price change | $414,500 |
| 2024-06-24 | Listed for sale | $425,000 |
| 2024-06-09 | Pending sale | $425,000 |
| 2024-04-12 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow