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2381 Nancy Ln, King George, VA, 22485

5beds
4baths
3,818sqft
$714,900
$187price/sqft
$4,610/moest. monthly cost
$184,400/yrincome needed

About This Home

**Seller will contribute toward a temporary interest rate buydown with an acceptable offer. Contact the listing agent for details.** Set at the end of a quiet cul-de-sac in a neighborhood with Potomac River access, 2381 Nancy Lane has the kind of setting that makes you instantly exhale a little slower. Surrounded by mature trees and tucked away from the noise of everyday life, the property feels peaceful and private while still offering a warm, welcoming atmosphere. Whether it is coffee in the sunroom on a quiet morning or evenings spent out on the deck with friends and family, this is a home that was clearly meant to be enjoyed. The renovated kitchen features updated cabinetry, new appliances, beautiful tile selections, a wine fridge, walk-in pantry with matching tile floors, and a layout that actually works for both entertaining and busy mornings. One of the best surprises in this home is the amount of flexible living space. There is a morning room featuring a wet bar area perfect for entertaining, and another sunroom with tile flooring and direct access to the decks and backyard. Whether you need space to host, relax, work from home, or just spread out a little, this floor plan gives you options. The main level primary bedroom feels like its own retreat with a completely renovated bathroom featuring a soaking tub, oversized walk-in shower, gorgeous tile work, and walk-in closet. Also on the main level are the laundry room and an additional full bathroom, making the layout incredibly functional for guests and everyday convenience. Upstairs offers four generously sized bedrooms and two additional full bathrooms. One of the upstairs spaces has its own private entrance from the garage while still remaining connected to the main house, creating incredible flexibility for guests, multi-generational living, an in-law setup, older kids, or private office space. A large pull-down attic provides incredible additional storage space and easy access for seasonal items, hobbies, or long-term organization. Outside, you’ll find two decks, a welcoming front porch, and a 2-car garage complete with extensive storage shelving. Homes with this much space, flexibility, character, and access to the Potomac lifestyle rarely come available!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
6/10
King George Middle SchoolGrades 6-812.0 mi
5/10
King George High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Washer,Range,Dryer,Dishwasher,Refrigerator,Ice Maker,Extra Refrigerator/Freezer,Cooktop,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Upper
  • Area: 324
  • Dimensions: 18 X 18

Bedroom3

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Upper
  • Area: 176
  • Dimensions: 16 X 11

Bedroom4

  • Features: Attached Bathroom,Walk-In Closet(s),Flooring - Luxury Vinyl Plank,Crown Molding,Ceiling Fan(s)
  • Level: Upper
  • Area: 220
  • Dimensions: 20 X 11

Bedroom5

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Features: Wet Bar,Flooring - Luxury Vinyl Plank,Ceiling Fan(s)
  • Level: Main
  • Area: 341
  • Dimensions: 11 X 31

Bonus Room

  • Features: Flooring - Luxury Vinyl Plank,Skylight(s),Ceiling Fan(s)
  • Level: Upper
  • Area: 522
  • Dimensions: 18 X 29

Dining Room

  • Features: Flooring - Luxury Vinyl Plank,Chair Rail
  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Family Room

  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s),Recessed Lighting,Wood Stove
  • Level: Main
  • Area: 266
  • Dimensions: 14 X 19

Features

  • Ceiling Fan(s)
  • Door features: Insulated,Sliding Glass
  • Window features: Double Pane Windows,Palladian,Skylight(s),Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,818

Foyer

  • Features: Cathedral/Vaulted Ceiling,Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 126
  • Dimensions: 18 X 7

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,818
  • Total interior livable area: 3,818 sqft

Kitchen

  • Features: Pantry,Flooring - Luxury Vinyl Plank,Recessed Lighting,Kitchen - Electric Cooking
  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Laundry

  • Features: Built-in Features
  • Level: Main
  • Area: 63
  • Dimensions: 9 X 7

Living Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 176
  • Dimensions: 16 X 11

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Stall Shower
  • Level: Main
  • Area: 36
  • Dimensions: 9 X 4

Other

  • Features: Double Sink,Flooring - Luxury Vinyl Plank,Bathroom - Tub Shower
  • Level: Upper
  • Area: 70
  • Dimensions: 10 X 7

Other

  • Features: Flooring - Luxury Vinyl Plank,Soaking Tub,Bathroom - Stall Shower,Double Sink
  • Level: Upper
  • Area: 110
  • Dimensions: 10 X 11

Other

  • Features: Countertop(s) - Ceramic,Ceiling Fan(s),Skylight(s)
  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Double Sink,Bathroom - Walk-In Shower,Soaking Tub,Recessed Lighting
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s),Flooring - Luxury Vinyl Plank,Recessed Lighting,Ceiling Fan(s)
  • Level: Main
  • Area: 234
  • Dimensions: 13 X 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2254
  • Zoning: A2
  • Zoning description: Agricultural A2 Dist
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.91 Acres
  • Features: Backs to Trees,Cul-De-Sac,Landscaped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Drought
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,614$43,368
Home Insurance *$231$2,772
Property Taxes $398$4,776
Electricity $367$4,413
Total$4,610$55,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,057/yr
40% on housing$138,300/yr
45% on housing$122,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 22485$193
King George County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 22485
King George County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$714,900
2026-06-23Price change$729,000
2026-06-05Listed for sale$750,000
2021-03-24Listing removed--
2014-03-25Sold$342,000
2013-12-21Price change$349,900
2013-12-15Price change$354,900
2013-12-13Price change$384,900
2013-11-08Price change$354,900
2013-10-08Price change$359,900
2013-10-01Price change$362,900
2013-09-13Price change$369,900
2013-09-11Price change$374,900
2013-09-05Price change$379,900
2013-09-03Price change$384,900
2013-08-18Price change$389,900
2013-07-30Listed for sale$399,900
2007-01-08Sold$425,000
2002-04-15Sold$287,500
2000-12-27Sold$259,000

For Sale by Agent

AgentJen Cook
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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