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10975 Colbys Ln, King George, VA, 22485

4beds
3baths
2,172sqft
$439,900
$203price/sqft
$2,823/moest. monthly cost
$112,920/yrincome needed

About This Home

NO HOA!! Tucked away on a quiet private road with only a handful of neighbors, this Colonial-style home offers the privacy and peaceful setting you’ve been searching for. Nestled on 2 beautiful acres surrounded by mature trees, the property features a fenced backyard and side yard, creating the perfect space for entertaining, pets, gardening, or simply enjoying nature. Pull into the long paved driveway and take a moment on the charming front porch. Relax and enjoy the sights and sounds of country living. Inside, laminate plank flooring flows throughout the main level. The spacious family room features a cozy gas fireplace and opens to the formal dining room, creating an inviting layout for everyday living and special gatherings. The kitchen offers a breakfast bar and easy access to the screened in porch—an ideal place to unwind with your favorite music, morning coffee, or evening drink while overlooking the private backyard. Just outside the attached garage, you’ll find a stamped concrete patio with a fire pit, perfect for relaxing evenings under the stars and making memories with family and friends. The main level also includes a convenient half bath, while the finished walkout basement offers a large recreation room, an additional finished room ideal for guests, hobbies, or a home office, plus a spacious laundry and utility room with a utility sink and abundant storage. Upstairs, the primary suite features laminate plank flooring, a spacious closet, and a private bath with double vanity and stall shower. Two additional bedrooms with carpeting and a full bathroom complete the upper level. Additional features include a whole-house water softener system, attached garage, and plenty of outdoor space to enjoy. According to VDH Septic is 3 bedroom conventional. Deep well is 380 Ft. Conveniently located near Dahlgren, Fredericksburg, Richmond, and Washington, D.C., this home offers the perfect combination of privacy, comfort, and accessibility. ONLY ONE OWNER. HVAC 4-5 y.o. Roff on main house is 5-6 y.o. If you’re looking for a peaceful retreat without HOA restrictions, 10975 Colbys Lane is ready to welcome you home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
6/10
5/10
King George High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Dishwasher,Cooktop,Microwave,Refrigerator,Water Heater,Disposal,Electric Water Heater
  • Laundry features: Lower Level,In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Exterior Entry,Interior Entry,Improved,Heated,Full,Partial,Finished

Bathroom2

  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Laminate Plank
  • Level: Main

Family Room

  • Features: Fireplace - Gas,Flooring - Laminate Plank,Ceiling Fan(s)
  • Level: Main

Features

  • Door features: French Doors,Storm Door(s)
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Screen,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 720
  • Finished area above ground: 1,452

Half Bath

  • Features: Flooring - Ceramic Tile
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump,Electric

Interior Area

  • Total structure area: 2,172
  • Total interior livable area: 2,172 sqft

Kitchen

  • Features: Breakfast Bar,Flooring - Laminate Plank,Kitchen - Electric Cooking,Track Lighting,Pantry
  • Level: Main

Laundry

  • Level: Lower

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Double Sink,Bathroom - Stall Shower
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Laminate Plank,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Recreation Room

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Lower

Utility Room

  • Features: Flooring - Concrete
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 25////9/A
  • Zoning: A2
  • Zoning description: Agricultural
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Screened,Roof Deck
  • Exterior features: Extensive Hardscape,Lighting
  • Fencing: Partial,Privacy,Back Yard
  • Has view: Yes
  • View description: Garden
  • Frontage length: Road Frontage: 210

Lot

  • Lot size: 2.02 Acres
  • Features: Backs to Trees,Landscaped,Private,Front Yard,Rear Yard,Secluded,Wooded
  • Lot size dimensions: 263 x 422 x 210 x 401

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$142$1,704
Property Taxes $248$2,976
Electricity $209$2,510
Total$2,823$33,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,788/yr
40% on housing$84,690/yr
45% on housing$75,280/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 22485$192
King George County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 22485
King George County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$439,900
1999-09-08Sold$116,700

For Sale by Agent

AgentSvetlana Moran
BrokerageKeller Williams Capital Properties

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