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727 Broad St, Portsmouth, VA, 23707

5beds
3baths
1,500sqft
$285,000
$190price/sqft
$2,096/moest. monthly cost
$83,840/yrincome needed

About This Home

Don't miss out on this charming 5 bedroom, 2.5 bath house in historic Port Norfolk area. Renovated in 2023 with Cherry wood kitchen cabinets, Granite countertops and stainless steel appliances. All appliances including 3 year old Whirlpool washer and dryer convey. Architectural roof, water heater and front yard fence installed in 2020. New HVAC 2024 that is still under warranty! Large backyard with privacy fence and front yard fully enclosed too. Nest smart thermostat and Vivint home security system installed that can be sold with the home. Easy access to RT 164, shopping, Midtown Tunnel, Portsmouth Naval Hospital, downtown business district and NNSY. Minutes from your home you have water view in Bruce Johnson Memorial Park on the Elizabeth River and Fountain Park. Located in the Churchland school district. Home is ready for new owners!

Getting Around

52
WalkingSomewhat Walkable
35
TransitSome Transit
52
BikeBikeable

Schools

1/10
3/10
Churchland Middle SchoolGrades 7-83.7 mi
6/10
Churchland High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile,Laminate/LVP

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,500 sqft

Utility Room

  • Level: First

Property

Details

  • Parcel number: 01280080
  • Zoning: IL

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard,Front Yard,Privacy,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$161$1,932
Property Taxes $292$3,504
Electricity $202$2,433
Total$2,096$25,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,862/yr
40% on housing$62,880/yr
45% on housing$55,893/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 23707$134
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23707$170
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCharity Buntz
BrokerageA Better Way Realty Inc.

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