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637 Florida Ave, Portsmouth, VA, 23707

2beds
2baths
1,100sqft
$189,900
$173price/sqft
$1,464/moest. monthly cost
$58,560/yrincome needed

About This Home

This Colonial style home in situated in Port Norfolk. 2 Bedrooms with 2 Full Bath, Bathroom downstairs has been added in 2026. Charming Front Porch with a Porch swing! Hardwood Floors Downstairs and Upstairs. New Stackable Washer and Dryer included. Fenced in Back Yard with Large Storage shed.

Getting Around

56
WalkingSomewhat Walkable
22
TransitMinimal Transit
51
BikeBikeable

Schools

1/10
3/10
Churchland Middle SchoolGrades 7-83.5 mi
6/10
Churchland High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Heat Pump W/A

Interior Area

  • Total interior livable area: 1,100 sqft

Property

Accessibility

  • Accessibility features: Main Floor Laundry

Details

  • Parcel number: 01500090

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Chain Link,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$107$1,284
Property Taxes $195$2,340
Electricity $202$2,433
Total$1,464$17,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,194/yr
40% on housing$43,920/yr
45% on housing$39,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 23707$136
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23707$170
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRonald Sawyer
BrokerageRE/MAX Prime

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