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1314 Wool Ave, Portsmouth, VA, 23707

5beds
2baths
1,800sqft
$364,900
$203price/sqft
$2,627/moest. monthly cost
$105,080/yrincome needed

About This Home

Some homes check the boxes. This one raises the standard. From the moment you walk through the front door, the open-concept design creates a space that feels bright, inviting, and ready for everyday living or entertaining. At the center of it all is a stunning new kitchen featuring custom cabinetry, granite countertops, and brand-new appliances. The private primary suite offers a beautifully remodeled en-suite bath, while four additional bedrooms provide the flexibility for family, guests, a home office, or hobbies. Every major upgrade has already been completed, including a new roof, HVAC system, tankless water heater, concrete driveway, modern lighting, and recessed lights throughout. Outside, enjoy a spacious backyard with new front privacy fencing and rear chain-link fencing. Conveniently located near military bases, shipyards, shopping, dinning, and interstate access, this is the kind of home that surprises you in all the right ways-and one you need to experience in person.

Getting Around

75
WalkingVery Walkable
38
TransitSome Transit
54
BikeBikeable

Schools

2/10
2/10
2/10
I.C. Norcom High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate/LVP

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,800 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 01970160
  • Zoning: UR

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link,Picket,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$206$2,472
Property Taxes $374$4,488
Electricity $202$2,433
Total$2,627$31,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,068/yr
40% on housing$78,810/yr
45% on housing$70,053/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 23707$133
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23707$170
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAlexis Currie
BrokerageLong & Foster Real Estate Inc.

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