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4203 Clifford St, Portsmouth, VA, 23707

2beds
1baths
860sqft
$190,000
$221price/sqft
$1,464/moest. monthly cost
$58,560/yrincome needed

About This Home

Charming home in a prime location! This darling property offers a screened-in front porch, a large backyard with a cozy fire pit, and a detached garage for extra storage or workspace. Inside you will find all appliances included, making move-in a breeze. Conveniently located near tunnels, medical facilities, restaurants, Norfolk Naval Shipyard and interstates. This home blends comfort with unbeatable accessibility.

Getting Around

48
WalkingCar-Dependent
31
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

2/10
2/10
3/10
Manor High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dryer,Microwave,Gas Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Pantry
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate/LVP,Wood
  • Attic: Scuttle

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 860 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Front-mounted Range Controls,Level Flooring

Details

  • Parcel number: 03180990
  • Zoning: UR

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Screened Porch
  • Fencing: Back Yard,Fenced
  • Waterfront features: Not Waterfront
  • Frontage length: 60

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 108 x 60

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,4 Space,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$107$1,284
Property Taxes $195$2,340
Electricity $202$2,433
Total$1,464$17,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,194/yr
40% on housing$43,920/yr
45% on housing$39,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 23707$136
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23707$170
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentEvelyn Thomas
BrokerageCENTURY 21 Nachman Realty

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