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3304 Winchester Dr, Portsmouth, VA, 23707

4beds
2baths
1,208sqft
$269,900
$223price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

This beautiful 4 bedroom 2 bathroom home is waiting for you! Newley renovated with in the last few years. This home has great bones and has a excellent floor plan.Granite countertops, newer stainless steel appliances, classic white shaker cabinets and a tiled backsplash. Freshly painted interior and newer LVP flooring throughout. Washer and Dryer covey. You will love this home it does not disappoint.

Getting Around

70
WalkingVery Walkable
39
TransitSome Transit
50
BikeBikeable

Schools

2/10
2/10
3/10
Manor High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate/LVP

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,208 sqft

Property

Details

  • Parcel number: 03320760
  • Zoning: UR

Features

  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard,Front Yard,Wood,Fenced
  • Waterfront features: Not Waterfront
  • Frontage length: 45

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 110 x 45

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$152$1,824
Property Taxes $277$3,324
Electricity $202$2,433
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 23707$135
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23707$170
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKristin Horne
BrokerageCoastalVA Realty Inc.

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