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13 California Ave, Portsmouth, VA, 23701

2beds
1baths
936sqft
$285,000
$304price/sqft
$2,095/moest. monthly cost
$83,800/yrincome needed

About This Home

Fall in love with this charming vintage bungalow nestled along the marsh, where privacy, character, and natural beauty create a peaceful retreat that feels far removed from the everyday. While a few finishing touches remain, many of the home's most important updates have already been completed. Recent improvements include a fully renovated kitchen and laundry room (2020), a new 30-year architectural roof installed in May 2021, and central heating and air conditioning added for year-round comfort. Set on a spacious half-acre lot with picturesque river and marsh views, the property offers a peaceful setting frequented by waterfowl, deer, and foxes. A detached garage/workshop provides space for hobbies, storage, or projects. Rich in character, this bungalow features many original architectural details that have been thoughtfully preserved, showcasing its charm and craftsmanship. With updates already in place, this is a rare opportunity to create the marshside retreat you've always envisioned!

Getting Around

56
WalkingSomewhat Walkable
40
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

2/10
2/10
3/10
Manor High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Fireplace features: Electric

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 936 sqft

Primary Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Main Floor Laundry

Details

  • Parcel number: 03350210

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Marsh,Trees/Woods
  • Has water view: Yes
  • Water view: Marsh
  • On waterfront: Yes
  • Waterfront features: Marsh,River Front

Lot

  • Lot size: 0.46 Acres
  • Features: Wooded

Parking

  • Total spaces: 1
  • Parking features: Garage Det 1 Car,Off Street,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$160$1,920
Property Taxes $292$3,504
Electricity $202$2,433
Total$2,095$25,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,828/yr
40% on housing$62,850/yr
45% on housing$55,866/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 23701$135
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23701$194
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentHeather Heishman
BrokerageKeller Williams Capital Props.

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