3125 N 28TH Street, Phoenix, AZ, 85016
About This Home
Now priced over $16,000 below appraised value and sellers are offering a 1.5% seller concession with an accepted offer! Enjoy instant equity plus funds that can be used toward closing costs, prepaid expenses, or an interest rate buy-down. This beautifully updated 4-bedroom, 3-bath home in the heart of Phoenix offers exceptional value with modern finishes and major system upgrades throughout. Originally built in 1950 and completely reimagined in 2015, it seamlessly blends classic charm with today's most desirable features. Inside, you'll find an inviting open-concept floor plan with fresh interior paint, wood-look tile flooring, and a designer kitchen featuring crisp white cabinetry, granite countertops, a custom tile backsplash, stainless steel appliances, and updated lower cabinets. MORE: The spacious Master Suite offers a relaxing sitting area, dual vanities, and a custom walk-in shower, while the additional bathrooms have been tastefully updated with new cabinetry, countertops, faucets, and modern finishes. Enjoy peace of mind with extensive improvements, including updated plumbing and electrical systems, a new HVAC (2023), sewer line (2022), water supply line (2026), water heater (2021), pressure-reducing valve, and new baseboards throughout much of the home (2026). Step outside to an extended paver patio added in 2020, creating the perfect setting for entertaining or enjoying Arizona evenings, with mature landscaping providing both beauty and privacy. Conveniently located near shopping, dining, schools, parks, and freeway access, this move-in-ready home offers an unbeatable combination of location, quality, and value. With only light neighborhood traffic and multiple speed humps to encourage slower driving, 28th St. offers a peaceful residential feel while keeping you close to everything Phoenix has to offer. Built-in equity from the recent appraisal, a generous seller concession, and extensive updates already completed, make this is an exceptional opportunity to own a truly move-in-ready home.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Composition
- Construction materials: Stucco,Wood Frame,Painted
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Range
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Non-laminate Counter,High Speed Internet,Granite Counters,Double Vanity,Master Downstairs,No Interior Steps,Kitchen Island,Full Bth Master Bdrm
- Window features: Double Pane Windows
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Forced Air,Mini Split,Electric
- Cooling features: Central Air,Ceiling Fan(s),Mini Split,Programmable Thmstat
Interior Area
- Total structure area: 1,998
- Total interior livable area: 1,998 sqft
Property
Details
- Parcel number: 11912141
Features
- Stories: 1
- Patio & porch: Covered,Patio
- Spa features: None
- Fencing: Back Yard,Block
Lot
- Lot size: 8,394 sqft
- Features: Sprinklers In Rear,Sprinklers In Front,Alley,Grass Front,Grass Back,Auto Timer H2O Front,Auto Timer H2O Back
Parking
- Total spaces: 4
- Parking features: Attached,Garage Door Opener,Direct Access
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Maricopa County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,513 | $42,156 |
| Home Insurance | $192 | $2,304 |
| Property Taxes | $254 | $3,048 |
| Electricity | $216 | $2,603 |
| Total | $4,175 | $50,100 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $694,900 |
| 2026-06-19 | Price change | $699,900 |
| 2025-10-30 | Listed for sale | $710,900 |
| 2016-02-26 | Sold | $333,000 |
| 2015-12-09 | Price change | $366,900 |
| 2015-11-30 | Price change | $367,900 |
| 2015-11-21 | Price change | $369,900 |
| 2015-11-16 | Price change | $374,900 |
| 2015-11-09 | Price change | $379,000 |
| 2015-11-03 | Price change | $379,500 |
| 2015-10-21 | Price change | $379,900 |
| 2015-10-17 | Price change | $384,900 |
| 2015-10-12 | Price change | $387,900 |
| 2015-10-05 | Price change | $389,900 |
| 2015-09-25 | Price change | $399,900 |
| 2015-09-19 | Price change | $405,900 |
| 2015-09-14 | Price change | $409,900 |
| 2015-09-08 | Price change | $414,900 |
| 2015-08-21 | Listed for sale | $424,900 |
| 2015-03-13 | Sold | $145,000 |
| 2015-02-28 | Listed for sale | $219,900 |
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