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370 Carver Cir, Portsmouth, VA, 23701

--beds
--baths
2,070sqft
$275,000
$133price/sqft
$2,024/moest. monthly cost
$80,960/yrincome needed

About This Home

Don't miss out on this 3 bedroom 2 bath duplex unit located conveniently near the shipyards, military bases, interstate access, and several shopping centers! Interior includes beautiful flooring, plentiful windows to let in lots of natural lighting, and washer/dryer hookups. Spacious yard is great for entertaining friends and family! Monthly Water Utility fee of $150.00 on each unit. Property is occupied, need additional notice to show property. Contact Listing agent for details.

Getting Around

30
WalkingCar-Dependent
39
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

3/10
Cradock Middle SchoolGrades 7-81.6 mi
2/10
I.C. Norcom High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1942

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Interior Area

  • Total interior livable area: 2,070 sqft

Property

Details

  • Parcel number: 03950140
  • Zoning: URH

Features

  • Fencing: Chain Link
  • Waterfront features: Not Waterfront

Lot

  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$154$1,848
Property Taxes $278$3,336
Electricity $202$2,433
Total$2,024$24,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,394/yr
40% on housing$60,720/yr
45% on housing$53,973/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 23701$135
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23701$194
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRyan Harrell
BrokerageThe Real Estate Group

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