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12 Gillis Rd, Portsmouth, VA, 23702

3beds
2baths
1,121sqft
$239,900
$214price/sqft
$1,758/moest. monthly cost
$70,320/yrincome needed

About This Home

An adorable and charming home nestled in the heart of Portsmouth! HVAC is brand new! Water heater is also almost brand new, too. Updated vapor barrier in the crawlspace. Conveniently located near shopping, the interstate, and more, this open-concept bungalow is sure to sell quickly!

Getting Around

35
WalkingCar-Dependent
23
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

3/10
3/10
Cradock Middle SchoolGrades 7-80.3 mi
2/10
Manor High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Carpet,Laminate/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,121 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Zoning: UR

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Wood,Fenced
  • Waterfront features: Not Waterfront

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$154$1,848
Property Taxes $189$2,268
Electricity $202$2,433
Total$1,758$21,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,274/yr
40% on housing$52,740/yr
45% on housing$46,880/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 23702$111
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23702$190
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentLeighton Stone
BrokerageKW Allegiance Shoreline

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