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91 Nicholson St, Portsmouth, VA, 23702

2beds
1baths
1,660sqft
$255,000
$154price/sqft
$1,912/moest. monthly cost
$76,480/yrincome needed

About This Home

**Charming 2-Bedroom Home with Spacious Garage and Enclosed Front Porch**Welcome to this beautifully updated 2-bedroom, 1-bath home offering **1,600 sq ft** of comfortable living space. Freshly painted throughout, this home combines classic charm with modern convenience.Enjoy relaxing on the **wrap-around enclosed front porch**, perfect for morning coffee or evening relaxation. The **large powered garage** provides ample space for vehicles, hobbies, or storage, while the **fenced backyard** ensures privacy and a safe space for pets or outdoor entertaining.This home is ready for you to move in and make it your own—don’t miss this opportunity to enjoy comfort, style, and practicality in one inviting package.

Getting Around

43
WalkingCar-Dependent
24
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

3/10
3/10
Cradock Middle SchoolGrades 7-80.4 mi
2/10
Manor High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,660 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 04040130
  • Zoning: RS-75

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Back Yard,Fenced
  • On waterfront: Yes
  • Waterfront features: Ocean Front

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$163$1,956
Property Taxes $258$3,096
Electricity $202$2,433
Total$1,912$22,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,554/yr
40% on housing$57,360/yr
45% on housing$50,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 23702$110
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23702$190
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentTony Fitzgerald
BrokerageHoward Hanna Real Estate Svcs.

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