2316 Effingham St, Portsmouth, VA, 23704
About This Home
This 1-story brick home is all up to date and ready to be your new home! It has 3 bedrooms, 2 bathrooms, a primary suite with en-suite full bathroom, a spacious living room with a decorative electric fireplace for great ambiance, and a nice and open eat-in kitchen with stainless steel appliances. The back yard is fully fenced and has a 1 car driveway and a screened in porch. Very centrally located, only a 2 minute drive to get on I-264! Some listing photos are virtually staged.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1953
Materials
- Roof: Asphalt Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Flooring: Carpet,Ceramic Tile,Laminate/LVP
- Fireplace features: Electric
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,500 sqft
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 00590370
- Zoning: UR
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Screened Porch
- Fencing: Back Yard,Wood,Fenced
- Waterfront features: Not Waterfront
Lot
- Lot size: 5,227 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $256 | $3,072 |
| Electricity | $202 | $2,433 |
| Total | $1,878 | $22,536 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow