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3408 Shoreline Dr, Portsmouth, VA, 23703

3beds
3baths
2,833sqft
$455,000
$161price/sqft
$3,259/moest. monthly cost
$130,360/yrincome needed

About This Home

2,833 square foot per city records, located on tidal water with access to the Elizabeth river, beautiful back yard with a dock great for Kayaking, sailboat, motor boat or jet skis, plantation blinds and well.

Getting Around

5
WalkingCar-Dependent
27
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Churchland Middle SchoolGrades 7-81.8 mi
5/10
Churchland High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220 V Elec,Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cedar Closet(s),Walk-In Closet(s),Entrance Foyer
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,833 sqft

Property

Details

  • Parcel number: 07430060
  • Zoning: GR

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Full,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Deep Water Access,Dock,River Front,Tidal

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$227$2,724
Property Taxes $460$5,520
Electricity $272$3,274
Total$3,259$39,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,737/yr
40% on housing$97,770/yr
45% on housing$86,906/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 23703$165
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23703$191
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRobert Parker
BrokerageWainwright Real Estate

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