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5635 Picadilly Ln, Portsmouth, VA, 23703

2beds
2baths
1,175sqft
$190,000
$162price/sqft
$1,451/moest. monthly cost
$58,040/yrincome needed

About This Home

Move-in Ready! Don't miss this beautifully updated 2-bedroom, 1.5-bath home offering modern upgrades and timeless charm. Enjoy brand-new flooring throughout, fresh interior paint, and a kitchen equipped with new appliances, making this home truly turnkey. The bright and inviting layout provides comfortable living spaces, while the convenient Portsmouth location offers easy access to shopping, dining, schools, military bases, and major highways. Whether you're a first-time homebuyer, downsizing, or looking to add to your investment portfolio, this home is a must-see. Schedule your private tour today before it's gone!

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

3/10
Churchland Middle SchoolGrades 7-80.5 mi
6/10
Churchland High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Entrance Foyer
  • Flooring: Carpet,Laminate/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,175 sqft

Property

Details

  • Parcel number: 08802930
  • Attached to another structure: Yes
  • Zoning: URH

Features

  • Levels: One
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard,Wood,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$94$1,128
Property Taxes $195$2,340
Electricity $202$2,433
Total$1,451$17,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,748/yr
40% on housing$43,530/yr
45% on housing$38,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 23703$167
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23703$191
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentLillian Sung
BrokerageCENTURY 21 Top Producers

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