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7 Sailfish St, Portsmouth, VA, 23703

4beds
2baths
1,807sqft
$389,900
$216price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

Beautiful brick ranch located in Churchland! Large open concept with plenty of lighting throughout. Three bedrooms on first level. Fourth bedroom above garage can also be used as an office or recreation room. Home sits on a cul-de-sac with plenty of yard space. Fenced in backyard with detached shed and gazebo. Two car garage with large driveway. Beautiful sunroom off of living room to enjoy all year round.

Getting Around

12
WalkingCar-Dependent
29
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

3/10
Churchland Middle SchoolGrades 7-81.2 mi
6/10
Churchland High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bar,Cathedral Ceiling(s),Walk-In Closet(s),Pantry
  • Flooring: Carpet,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,807 sqft

Property

Details

  • Parcel number: 09042810
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Full,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,2 Space,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$194$2,328
Property Taxes $400$4,800
Electricity $202$2,433
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 23703$164
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23703$191
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJanita Rucker
BrokerageRucker Realty LLC

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