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285 East Road, North Ferrisburgh, VT, 05473

3beds
2baths
1,648sqft
$639,000
$388price/sqft
$4,439/moest. monthly cost
$177,560/yrincome needed

About This Home

Welcome to Long Point, a charming lake community on Lake Champlain in North Ferrisburgh! This beautifully renovated, 3 bedroom, 1 3/4 bath, two story home offers the perfect blend of comfort and lake living. The custom kitchen boasts plenty of cabinets and counter space, upgraded appliances, and a tile backsplash, opening to a sunny dining room with lots of windows. Cozy up by the wood stove in the family/living room with built ins, overlooking the front yard. Enjoy seasonal lake views, extensive landscaping, a patio with pergola, plus a breakfast area. Outside you'll find raised garden beds and a detached shed/shop that could easily be converted to a garage, all bordering common area woods. Long Point is mainly a seasonal community, but this is one of the year round homes allowed, with the town of Ferrisburgh maintaining the main road, including plowing in winter. Enjoy spectacular lake views and sunsets, surrounded by nature, with convenient boat launches and boat and dock storage. Members enjoy clay tennis courts, a playground, shuffleboard, community gardens, nature trails, a lending library, the yearly ice cream social, beverages on the bay, and spring cleanup days. This home is close to shopping, with an easy 35 minute commute to Burlington or Middlebury. Other features include mini splits, a hearth stone wood stove, and a new roof in 2024. Water access is available across the road, offering shared access to put in a small boat, swim, or simply enjoy the peacefulness of the lake. Don't miss this opportunity to live year round on Lake Champlain or have the perfect seasonal property!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10
Vergennes Uhsd #5Grades 9-126.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Slab
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame,Clapboard Exterior

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Stove,Electric Water Heater,Owned Water Heater
  • Laundry features: 1st Floor Laundry

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Dining,Natural Light
  • Flooring: Carpet,Tile
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 1,648

Heating & Cooling

  • Heating features: Propane,Baseboard,Heat Pump,Wood Stove
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 1,819
  • Total interior livable area: 1,648 sqft

Property

Details

  • Parcel number: 22807311122
  • Zoning description: Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Boat Launch,Deck,Garden,Natural Shade,Shed
  • On waterfront: Yes
  • Waterfront features: Beach Access
  • Waterbody name: Lake Champlain
  • Frontage length: Road frontage: 59

Lot

  • Lot size: 0.50 Acres
  • Features: Landscaped,Neighborhood

Parking

  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,231$38,772
Home Insurance $172$2,064
Property Taxes $782$9,384
Electricity $254$3,053
Total$4,439$53,268

Income You'd Need if You Spent...

35% on housing$152,194/yr
40% on housing$133,170/yr
45% on housing$118,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 05473
Addison County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 05473
Addison County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$595,000
2026-07-15Listed for sale$639,000

For Sale by Agent

AgentGeri Reilly
BrokerageGeri Reilly Real Estate

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