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52 Lakewood Drive, Saint Albans, VT, 05488

5beds
2baths
1,995sqft
$799,000
$401price/sqft
$5,494/moest. monthly cost
$219,760/yrincome needed

About This Home

Experience the beauty of Vermont lakefront living with this exceptional year-round home on the shores of Lake Champlain offering 200 feet of privately owned shoreline and unforgettable west-facing sunsets. Imagine evenings spent sipping wine on the expansive deck while the sky glows over the water, creating the perfect backdrop for entertaining, dining, or simply unwinding after a day on the lake. Designed for four-season enjoyment, this inviting property offers endless opportunities for recreation including boating, swimming, fishing, ice fishing, snowmobiling, Nordic skiing, windsurfing, and more. The gradual shoreline is ideal for swimming, launching kayaks, or installing docks for your boats and watercraft. Inside, the home welcomes family and friends with 5 spacious bedrooms, including a convenient first-floor bedroom and full bath. The open kitchen and dining area are perfectly positioned to capture stunning lake views, creating a warm and inviting space to gather. Hardwood floors flow throughout the home, adding timeless charm and character, while abundant closet space throughout provides exceptional storage and functionality. Step outside to enjoy the beautifully landscaped yard with plenty of room for outdoor games, gatherings, and summer fun. A full, unfinished dry basement offers tremendous additional storage or future expansion potential. The large 2-car garage with second-story storage provides even more room for vehicles, boats, snowmobiles, and all your lake toys. Ideally located just 1 hour to Montreal and approximately 45 minutes to both Burlington and Plattsburgh, this remarkable property offers the perfect balance of peaceful waterfront living and convenient access to shopping, dining, airports, and entertainment.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Swanton SchoolsGrades PK-66.1 mi
4/10
Missisquoi Valley Uhsd #7Grades 7-126.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Kitchen/Dining
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,995

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 3,135
  • Total interior livable area: 1,995 sqft

Property

Details

  • Parcel number: 63920111456
  • Zoning description: Lakeshore

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Dock,Deck
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Access,Lake Front,Waterfront
  • Waterbody name: Lake Champlain
  • Frontage length: Road frontage: 200

Lot

  • Lot size: 0.57 Acres

Parking

  • Total spaces: 2
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $268$3,216
Property Taxes $932$11,184
Electricity $254$3,053
Total$5,494$65,928

Income You'd Need if You Spent...

35% on housing$188,365/yr
40% on housing$164,820/yr
45% on housing$146,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 05488$187
Franklin County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 05488$200
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$799,000

For Sale by Agent

AgentKeri Lombardi-Poquette
BrokeragePoquette Realty

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