120 Lincoln Avenue, Saint Albans, VT, 05478
About This Home
Charming and full of character, this classic 1900 Colonial-style home in the heart of St. Albans offers a wonderful blend of original detail and thoughtful energy saving updates including spray foam basement walls, heat pumps and solar panels to name a few. Enjoy the spacious bright back deck for your morning coffee and afternoon entertaining. Plenty of room for storage in the attached garage or for keeping the Vermont snow off your car. Just minutes from downtown St. Albans, shopping, the hospital, and quick access to I-89. This home is ideally situated with Burlington about 25 minutes away and Montreal a little over an hour. A wonderful opportunity for comfort, location, and lifestyle.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1889
Materials
- Foundation: Concrete,Concrete Slab
- Roof: Corrugated,Asphalt Shingle
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Heat Pump Water Heater
- Laundry features: 1st Floor Laundry
Basement
- Has basement: Yes
- Basement: Bulkhead,Concrete,Concrete Floor,Dirt Floor,Insulated,Exterior Entry,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Dining Area
- Flooring: Carpet,Combination,Vinyl,Vinyl Plank
- Finished area below ground: 0
- Finished area above ground: 1,744
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Mini Split
- Cooling features: Mini Split
Interior Area
- Total structure area: 2,576
- Total interior livable area: 1,744 sqft
Property
Details
- Parcel number: 54917301425
- Zoning description: Res
Features
- Levels: 1.75
- Stories: 1
- Exterior features: Deck,Natural Shade,Shed
- Frontage length: Road frontage: 169
Lot
- Lot size: 6,098 sqft
- Features: City Lot,Corner Lot,Level,Sidewalks
Parking
- Total spaces: 1
- Parking features: Paved,Auto Open,Direct Entry,Driveway,Garage,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance | $101 | $1,212 |
| Property Taxes | $32 | $384 |
| Electricity | $254 | $3,053 |
| Total | $2,206 | $26,472 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $349,000 |
| 2026-07-07 | Listed for sale | $359,900 |
| 2026-06-23 | Listing removed | $368,000 |
| 2026-06-16 | Price change | $368,000 |
| 2026-06-11 | Listed for sale | $375,000 |
| 2005-04-26 | Sold | $169,000 |
| 1999-12-20 | Sold | $76,100 |
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