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20 Canada Street, Swanton, VT, 05488

5beds
3baths
3,494sqft
$499,000
$143price/sqft
$3,716/moest. monthly cost
$148,640/yrincome needed

About This Home

Own a piece of Swanton history with this beautifully updated and meticulously maintained village home, ideally located within walking distance to local shops, restaurants, everyday amenities, and community events on the village green. Rich in character and charm, this exceptional property seamlessly blends historic appeal with modern updates and conveniences. This home is located in a commercial district, so you can use this as a residential home and run a business out of it. Offering 3,494 square feet of living space, this spacious home features 5 bedrooms, 3 bathrooms, and a two-car garage. Extensive improvements have been completed from the foundation to the roof. Inside, custom details and quality craftsmanship are showcased throughout. The thoughtfully designed floor plan includes a first-floor bedroom with an adjacent bathroom, offering flexibility for guests, multi-generational living, or convenient single-level living. The large pantry provides abundant storage space, while the expansive family room creates the perfect gathering place for entertaining, holidays, and everyday living. Situated on a large village lot, the property offers exceptional outdoor space, including a fenced backyard ideal for pets, play, and outdoor enjoyment. Garden enthusiasts will love the established vegetable garden, adding both beauty and functionality to the landscape. With its spacious living areas, modern updates, historic charm, and unbeatable village location close to shops, amenities, and community events on the Village Green, this is a rare opportunity to own one of Swanton's truly special homes. Showings start 6/6/26

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Swanton SchoolsGrades PK-60.6 mi
4/10
Missisquoi Valley Uhsd #7Grades 7-121.2 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Stone
  • Roof: Metal,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete Floor,Interior Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,494

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,494
  • Total interior livable area: 3,494 sqft

Property

Details

  • Parcel number: 63920110519
  • Zoning description: residental/commercial

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: Road frontage: 150

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $167$2,004
Property Taxes $582$6,984
Electricity $444$5,333
Total$3,716$44,592

Income You'd Need if You Spent...

35% on housing$127,405/yr
40% on housing$111,480/yr
45% on housing$99,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 05488$202
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 05488$200
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$499,000
2026-06-06Listed for sale$515,000
2025-08-05Sold$222,228
2017-03-08Sold$102,709
2016-12-09Price change$114,900
2016-11-15Price change$127,000
2016-11-02Price change$133,600
2016-10-22Pending sale$139,500
2016-10-14Price change$139,500
2016-10-13Pending sale$146,800
2016-09-29Price change$146,800
2016-09-15Price change$153,400
2016-09-01Price change$165,000
2016-08-12Listed for sale$174,900
2015-10-19Listing removed$190,000
2015-09-23Price change$190,000
2015-05-28Price change$200,000
2014-12-22Price change$209,000
2014-10-08Listed for sale$219,000
2009-07-19Listing removed$259,900
2008-04-25Listed for sale$259,900
1999-12-13Sold$130,000

For Sale by Agent

AgentDanielle Mesick
BrokerageAmy Gerrity-Parent Realty

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