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766 Swamp Road, Fairfield, VT, 05455

3beds
3baths
4,148sqft
$599,000
$144price/sqft
$3,719/moest. monthly cost
$148,760/yrincome needed

About This Home

Well-maintained and thoughtfully updated 4,000 sq ft classic VT farmhouse situated on over 7 acres with mountain views and open land. This property offers the ideal balance of country living with convenient access to nearby amenities. The spacious gourmet kitchen features a large center island, Wolf cooktop, and soapstone wood stove, creating an excellent space for cooking and entertaining. The light soaked four-season sunroom with pellet stove provides additional year-round living space. Beautiful hardwood floors are throughout the home featuring original wide plank oak, birch and cherry with inlaid designs. Relax in the huge primary suite that features a jetted tub. The third-floor craft room offers flexible space for hobbies, office use, or additional living area. Additional improvements to the property include an oversized detached 2+ car garage with electricity and upstairs storage. The barn has tons of storage and is equipped with an industrial kitchen including a commercial pizza oven. You will be warm and toasty with the Rinnai heater. Located less than 10 minutes to St. Albans and I-89, makes for a convenient commute to the Burlington area while still enjoying a private, rural setting. A rare opportunity to own a versatile Vermont property with space, functionality, and accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Fairfield Center SchoolGrades PK-83.7 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete
  • Roof: Corrugated
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Gas Cooktop,Dryer,Microwave,Wall Oven,Gas Range,Washer,Wine Cooler

Basement

  • Has basement: Yes
  • Basement: Concrete,Dirt Floor,Full,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Hearth,Kitchen Island,Primary BR w/ BA,Natural Light,Natural Woodwork
  • Flooring: Bamboo,Hardwood,Tile
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 4,148

Heating & Cooling

  • Heating features: Oil,Pellet Stove,Wood,Baseboard,Hot Water,3 Stoves,Gas Stove,Wood Stove,Pellet Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 5,292
  • Total interior livable area: 4,148 sqft

Property

Details

  • Parcel number: 21306910346
  • Zoning description: RES
  • Exclusions: Stand up and chest freezer located in commercial kitchen in barn.

Features

  • Levels: 2.5
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Garden,Storage
  • Has spa: Yes
  • Spa features: Bath
  • Frontage length: Road frontage: 608

Lot

  • Lot size: 7.80 Acres
  • Features: Country Setting,Field/Pasture

Parking

  • Total spaces: 2
  • Parking features: Crushed Stone
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $110$1,320
Property Taxes $54$648
Electricity $527$6,332
Total$3,719$44,628

Income You'd Need if You Spent...

35% on housing$127,508/yr
40% on housing$111,570/yr
45% on housing$99,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 05455$338
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 05455$263
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$599,000

For Sale by Agent

AgentCole Elwood
BrokerageKW Vermont

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