




3763 VT Route 109, Waterville, VT, 05492
About This Home
Step back in time with this impeccably maintained 1831 farmhouse, rich in charm, character, and original architectural details. Once a historic stagecoach stop complete with inn, carriage house, and general store, this extraordinary property blends preserved craftsmanship with thoughtful updates throughout. The main home offers six bedrooms—five on the second floor plus a first-floor bedroom—along with a first-floor den, making it ideal for a large family, multigenerational living, or a Bed & Breakfast opportunity. Located just 9 miles from Smuggler’s Notch, the property is perfectly positioned for a country inn or getaway retreat. Inside, you’ll find gorgeous random-width wide plank wood floors, with many planks measuring up to 18 inches wide, complemented by stunning original woodwork including ornate door and window trim, wainscoting, chair rails, and tall baseboards. The living room features dramatic 10-inch floor moldings and distinctive curved walls. Rooms are generously sized and filled with natural light, and two staircases add to the home’s historic appeal and functionality. There is exceptional expansion potential, with three additional areas ready to be finished: the barn, space over the garage, and a portion of the house—offering endless possibilities for additional living space, rental income, or a home business. Parking is plentiful with a two-car garage plus a separate parking area accommodating at least three more vehicles. Additional features include two boilers (oil and wood), space to add a third bathroom, and a character-filled basement with cozy stone walls—perfect for an “Old English pub” or entertaining space. Outdoor living shines with a 16x10 covered porch, 23x14 deck, and two peaceful acres ideal for gardening, lawn games, or small-scale farming, all surrounded by beautiful country and mountain views. A rare opportunity to own a truly special historic property with versatility, income potential, and timeless New England charm.
Getting Around
Schools
Construction
Condition
- Year built: 1831
Materials
- Foundation: Brick,Stone
- Roof: Slate,Standing Seam
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Federal
- Property subType: Farm
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer
- Laundry features: 1st Floor Laundry
Basement
- Has basement: Yes
- Basement: Bulkhead,Concrete Floor,Full,Interior Stairs,Storage Space,Unfinished,Exterior Entry,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Central Vacuum,Cedar Closet(s),Kitchen Island,Natural Light,Indoor Storage
- Flooring: Hardwood,Softwood,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning,1 Fireplace
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,072
Heating & Cooling
- Heating features: Oil,Baseboard,Hot Water,Wood Stove,Wood Furnace
- Cooling features: None
Interior Area
- Total structure area: 4,318
- Total interior livable area: 3,072 sqft
Property
Accessibility
- Accessibility features: 1st Floor Bedroom,1st Floor Full Bathroom,1st Floor Hrd Surfce Flr,Hard Surface Flooring,Kitchen w/5 Ft. Diameter,1st Floor Laundry
Details
- Parcel number: 12303811964
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Porch
- Exterior features: Deck,Garden
- Fencing: Invisible Pet Fence
- Has view: Yes
- View description: Mountain(s)
- Frontage length: Road frontage: 476
Lot
- Lot size: 2.01 Acres
- Features: Country Setting,Landscaped,Level,Trail/Near Trail,Views,Near Country Club,Near Golf Course,Near Skiing,Near Snowmobile Trails,Near ATV Trail
Parking
- Total spaces: 6
- Parking features: Crushed Stone,Auto Open,Storage Above,Garage,Parking Spaces 6+
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance | $183 | $2,196 |
| Property Taxes | $723 | $8,676 |
| Electricity | $390 | $4,689 |
| Total | $4,456 | $53,472 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-10 | Listed for sale | $625,000 |
| 2025-10-22 | Listing removed | $625,000 |
| 2025-08-29 | Listed for sale | $625,000 |
