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97 Stewart Lane, Cuttingsville, VT, 05738

5beds
4baths
2,523sqft
$699,999
$277price/sqft
$5,077/moest. monthly cost
$203,080/yrincome needed

About This Home

Set on more than 8 acres in the village of Cuttingsville, this versatile property combines a spacious open-plan home, established evergreen plantings, extensive outbuildings, and a unique Vermont lifestyle opportunity. A standout feature is the substantial solar array paired with Tesla Powerwall battery storage, helping support much of the property's electrical needs while providing backup power capability and greater energy independence. The home features 5 bedrooms and 4 bathrooms, including a main-level bedroom, along with options for a home office, a generous loft area with potential for additional living space, and an open living and dining area designed for gathering with family and friends. A wood stove adds warmth and character throughout the colder months, while large windows and a peaceful rear deck overlook rows of evergreen trees, open lawns, and the surrounding countryside. Mature landscaping, perennial gardens, a small orchard, and a playground area create inviting outdoor spaces for all ages. The oversized attached garage includes substantial workshop space, while the barn, lean-to, and additional outbuildings provide flexibility for hobbies, equipment storage, agricultural pursuits, home-based businesses, or future ventures. For decades, the property has been home to a well-established Christmas tree farm operation, creating a distinctive and picturesque landscape. The fully fenced farm includes approximately 5,000 evergreen trees at various stages of growth, with business equipment associated with the operation conveying with the sale. The scenic grounds have served as a backdrop for wedding and seasonal photography sessions, with open spaces well suited for gatherings and outdoor events. Conveniently located near Rutland, Ludlow, Okemo Mountain Resort, and year-round recreation, this property offers a rare combination of living space, acreage, energy resilience, infrastructure, and opportunity in Southern Vermont.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
3/10
Mill River Usd #40Grades 7-125.8 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete
  • Roof: Metal,Standing Seam
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Domestic Water Heater,All-in-one Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Kitchen/Dining,Kitchen/Family,Kitchen/Living,Natural Light,Natural Woodwork,Indoor Storage,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Wood Stove Insert
  • Finished area below ground: 807
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,723
  • Total interior livable area: 2,523 sqft

Property

Details

  • Parcel number: 59418710547
  • Zoning description: Res
  • Other equipment: Satellite,Satellite Dish

Features

  • Levels: 2.5
  • Stories: 2
  • Exterior features: Balcony,Garden,Natural Shade,Playground,Private Dock,Storage
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8.58 Acres
  • Features: Country Setting,Farm,Hilly,Rolling Slope,Near Shopping,Near Skiing,Rural,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Gravel,Direct Entry,Driveway,Garage,Parking Spaces 11 - 20,Covered,Barn
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance $256$3,072
Property Taxes $962$11,544
Electricity $320$3,851
Total$5,077$60,924

Income You'd Need if You Spent...

35% on housing$174,068/yr
40% on housing$152,310/yr
45% on housing$135,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 05738$567
Rutland County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 05738$149
Rutland County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$689,999
2026-06-17Listed for sale$699,999
2023-03-08Sold$599,000
2023-02-01Pending sale$599,000
2023-01-27Listed for sale$599,000
2022-12-18Listing removed--
2022-09-23Listed for sale$599,000

For Sale by Agent

AgentDaire Gibney
BrokerageBarrett and Valley Associates Inc.

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