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3630 Vt Route 103 N, Chester, VT, 05143

3beds
3baths
4,324sqft
$650,000
$150price/sqft
$5,006/moest. monthly cost
$200,240/yrincome needed

About This Home

Exceptional Investment Opportunity in Chester, VT Discover this stunning, completely renovated property that beautifully combines modern amenities with unique character. Featuring two residential units. This home showcases high-quality upgrades throughout. Enjoy peace of mind with new electrical, plumbing, insulation, and energy-efficient windows. The kitchens and bathrooms have been meticulously designed, incorporating reclaimed materials that add warmth and charm to the contemporary aesthetic. In addition to the inviting residential spaces, this property includes a versatile two-story commercial area currently occupied by a successful, established business making it ideal for investors or entrepreneurs. With prominent visibility and high traffic flow, the commercial space is well-suited for a variety of ventures, from retail to office use. Situated just a short drive from Okemo Mountain, this property offers year-round appeal for outdoor enthusiasts and tourists alike. Plus, it is conveniently located near the vibrant shops, dining options, and recreational activities of Chester and Ludlow. This versatile property allows for multiple avenues of income - whether you choose to occupy one of the residential units, rent both out, or utilize the commercial space, the possibilities are endless. Don't miss your chance to own a piece of this thriving community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Green Mountain Uhsd #35Grades 7-125.2 mi

Construction

Condition

  • Year built: 1830

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Clapboard Exterior,Shingle Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Manufactured,Tile
  • Finished area below ground: 0
  • Finished area above ground: 4,324

Heating & Cooling

  • Heating features: Propane,Baseboard,Mini Split
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 5,324
  • Total interior livable area: 4,324 sqft

Property

Details

  • Parcel number: 14404510075
  • Zoning description: Mixed use

Features

  • Levels: Two
  • Patio & porch: Covered Porch
  • Exterior features: Deck,Storage
  • Waterfront features: Pond
  • Frontage length: Road frontage: 300

Lot

  • Lot size: 2 Acres
  • Features: Country Setting,Level,Major Road Frontage

Parking

  • Parking features: Dirt,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $282$3,384
Property Taxes $888$10,656
Electricity $550$6,600
Total$5,006$60,072

Income You'd Need if You Spent...

35% on housing$171,634/yr
40% on housing$150,180/yr
45% on housing$133,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 05143$186
Windsor County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 05143$233
Windsor County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-05Price change$650,000
2025-09-05Price change$625,000
2025-06-05Listed for sale$650,000
2025-04-09Listing removed$700,000
2024-10-08Listed for sale$700,000
2011-01-18Sold$40,000
2009-12-02Sold$126,264
2003-10-08Sold$163,500
2002-04-15Sold$74,000

For Sale by Agent

AgentGary Coger
BrokerageFour Seasons Sotheby's Int'l Realty

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